Accountant · Kentucky · SOC 13-2011
Accountant Salary in Kentucky (2026)
BLS Occupational Employment and Wage Statistics, 2024 reference period · BEA Regional Price Parity 2023 vintage · Last synced 2026-05-05.
TL;DR
- Accountants in Kentucky earn a BLS median of $72,220, with real take-home of $80,343 after BEA RPP adjustment.
- On a real-wage basis, this state sits at #32 of 51; nominal rank is #43.
- Cost of living below the national index lifts real wage by $8,123 over the nominal — a take-home arbitrage that nominal-ranking tables miss.
- Wage envelope: $47,880 (P10) to $114,800 (P90), with quartiles at $59,320 and $90,170.
Wage breakdown — Kentucky
| Percentile | Nominal (BLS) | Real (BEA RPP-adjusted) |
|---|---|---|
| P10 (entry tier) | $47,880 | $53,265 |
| P25 (lower quartile) | $59,320 | $65,992 |
| P50 (median) | $72,220 | $80,343 |
| P75 (upper quartile) | $90,170 | $100,311 |
| P90 (top tier) | $114,800 | $127,712 |
| Mean | $77,450 | $86,161 |
| Employment | 12,180 Accountants in Kentucky | |
Cost of living — BEA Regional Price Parity
| Component | Kentucky index (US = 100) |
|---|---|
| All-items RPP | 89.9 |
| Goods | 94.5 |
| Services | 80.9 |
| Rents | 62.9 |
Kentucky sits below the national baseline (RPP 89.9), so nominal pay translates to a higher real wage than the BLS median suggests — particularly visible in rents at 62.9.
After-tax take-home — Kentucky (2024 BLS · 2024 tax year, single filer)
Layer-by-layer take-home math at the BLS median
| Layer | Amount | Note |
|---|---|---|
| Gross BLS P50 (Accountant) | $72,220 | nominal median |
| Federal income tax | −$7,135 | 9.9% effective; std deduction $15,750 applied |
| State income tax | −$2,413 | 3.5% flat 2026 (+ local 1-2.5% avg) |
| FICA (SS 6.2% + Medicare 1.45%) | −$5,525 | SS capped at $183,600 wage base |
| Take-home (after-tax) | $57,147 | 79.1% of gross |
| Real take-home (RPP-adjusted) | $63,574 | ÷ (89.9 / 100) BEA cost-of-living |
What the Kentucky state-tax burden means for Accountant take-home
Mid-band state-tax burden at 3.3% effective. Combined with federal and FICA, take-home is $57,147 (79.1% of gross). After the 89.9 RPP, real take-home is $63,574. Local-tax overlay: Most Kentucky counties + cities add 1–2.5% occupational license tax (Louisville ~2.2%, Lexington 2.25%).
Computed from 2026 IRS federal brackets (Rev. Proc. 2025-32), 2026 state DOR brackets, and 2026 FICA rates. Single filer, standard deduction, no other adjustments. See methodology · tax for limitations (married filers, ITM/SALT itemizers, retirement deferrals, HSA, dependent credits, etc.).
National context
Across the United States, BLS reports a national median of $81,680 for Accountants with mean pay of $93,520 and total employment of 1,448,290. Kentucky sits at #43 on nominal pay and #32 on real (cost-adjusted) pay among the 51 states and DC. After cost adjustment, Kentucky climbs 11 positions — the cost of living is favorable relative to the wage.
Frequently asked questions
- How much does an Accountant make in Kentucky?
- BLS reports a median annual wage of $72,220 for Accountants in Kentucky as of the latest OES release. That is the 50th-percentile figure — half earn more, half earn less. The 25th-percentile is $59,320 and the 75th-percentile is $90,170.
- What is the real (cost-adjusted) Accountant salary in Kentucky?
- After BEA RPP adjustment (regional price parity index 89.9 for Kentucky), the real-wage equivalent is $80,343 — what the $72,220 nominal salary actually buys. Quartiles in real terms: $65,992 to $100,311.
- What does the top of the Accountant pay scale look like in Kentucky?
- The 90th percentile lands at $114,800. That tier typically reflects senior roles, specialty certifications, high-cost-of-living metros within the state, or union-negotiated rate cards. Below that, the P75 quartile is $90,170.
- Why is the BEA RPP for Kentucky different from a single CPI number?
- BEA splits regional price parity into three components — goods, services, and rents — reweighted to the BEA's national consumption basket. Kentucky's overall index of 89.9 reflects rents 62.9, services 80.9, and goods 94.5.
- Where does Kentucky rank for Accountant pay?
- On nominal BLS wages alone, Kentucky ranks among the 51 states and DC by median pay. After the BEA cost-of-living adjustment the ordering changes — high-cost states fall, low-cost states rise. Both rankings are shown in the data table on this page.
- How wide is the wage spread in Kentucky?
- P10 to P90 spans $47,880 to $114,800. That spread captures entry-level to top-quartile pay, including specialty differentials and metro-area variance within the state.
- When does this data update?
- BLS OES releases a new May reference set roughly each spring; we re-run the ETL pipeline within two weeks of release. BEA RPP refreshes annually. The last-synced timestamp at the top of this page reflects the most recent build.
Sources & methodology
- U.S. Bureau of Labor Statistics — Occupational Employment and Wage Statistics (OES), SOC 13-2011, 2024 reference period.
- U.S. Bureau of Economic Analysis — Regional Price Parities, 2023 vintage (all-items, goods, services, rents).
- Real-wage figures = nominal BLS wage ÷ (state RPP / 100).
- See the methodology page for full computation details and limitations.
Cross-comparison: see how Kentucky Accountant pay ranks against the other 254 state × occupation pages on the Real Wage Atlas → — four-way ranking by real wage, after-tax take-home, state-tax savings, and cost-of-living arbitrage.