States With No Income Tax — and what your paycheck looks like.
Nine U.S. states levy no state income tax: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming. Below: a paycheck calculator for every state — 2026 federal + state + FICA take-home, single filer, with BEA Regional Price Parity adjusting the nominal take-home into real pay.
Each tile shows take-home pay at $100,000 gross W-2 wages, single filer, federal + state + FICA only. Amber density encodes value — darker tiles = higher take-home. Click any tile to see the full reference table for that state.
No-tax states
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming.
→Flat-rate states
Single rate, no brackets — effective rate equals marginal rate. AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY.
→Progressive states
Multiple brackets — effective rate runs below marginal at most tiers. Includes CA, HI, NY, NJ, OR, MN, and others. Local-tax overlays in NYC, Yonkers, Philadelphia.
→Reference tier · structure narrative · real take-home.
- Reference tier table — paycheck math at 7 income points ($40K–$200K) with federal/state/FICA breakdown and effective-rate column. Useful as a sanity check against your paystub.
- State tax structure narrative — whether your state is no-tax (9), flat (14), or graduated (28+DC), and what that means for marginal vs effective rate.
- Real take-home comparison — net divided by BEA RPP, so a $75K take-home in Mississippi buys what $100K does in California.
Federal: 2026 IRS brackets, $15,750 standard deduction (single). State: each state’s 2026 DOR brackets. FICA: SS 6.2% on wages up to $183,600 + Medicare 1.45% on all wages + 0.9% Additional Medicare above $200K.