Accountant · Massachusetts · SOC 13-2011
Massachusetts Accountant Salary — 2026 BLS + BEA RPP
BLS Occupational Employment and Wage Statistics, 2024 reference period · BEA Regional Price Parity 2023 vintage · Last synced 2026-05-05.
TL;DR
- Accountants in Massachusetts earn a BLS median of $96,580, with real take-home of $89,696 after BEA RPP adjustment.
- Mid-band cost of living: real and nominal wage are within a few percent of each other.
- Bottom quartile $77,280, top quartile $122,020. The P90 ($152,960) is roughly 2.4× the P10 ($64,370).
- On a real-wage basis, this state sits at #4 of 51; nominal rank is #4.
Wage breakdown — Massachusetts
| Percentile | Nominal (BLS) | Real (BEA RPP-adjusted) |
|---|---|---|
| P10 (entry tier) | $64,370 | $59,782 |
| P25 (lower quartile) | $77,280 | $71,772 |
| P50 (median) | $96,580 | $89,696 |
| P75 (upper quartile) | $122,020 | $113,322 |
| P90 (top tier) | $152,960 | $142,057 |
| Mean | $102,030 | $94,757 |
| Employment | 45,520 Accountants in Massachusetts | |
Cost of living — BEA Regional Price Parity
| Component | Massachusetts index (US = 100) |
|---|---|
| All-items RPP | 107.7 |
| Goods | 100.0 |
| Services | 166.1 |
| Rents | 130.1 |
Massachusetts is a high-cost state — RPP 107.7 above the national 100 baseline. Most of the cost premium routes through rents (130.1) and services (166.1).
After-tax take-home — Massachusetts (2024 BLS · 2024 tax year, single filer)
Layer-by-layer take-home math at the BLS median
| Layer | Amount | Note |
|---|---|---|
| Gross BLS P50 (Accountant) | $96,580 | nominal median |
| Federal income tax | −$12,495 | 12.9% effective; std deduction $15,750 applied |
| State income tax | −$4,829 | 5% flat 2026 (4% surtax above $1M) |
| FICA (SS 6.2% + Medicare 1.45%) | −$7,388 | SS capped at $183,600 wage base |
| Take-home (after-tax) | $71,868 | 74.4% of gross |
| Real take-home (RPP-adjusted) | $66,745 | ÷ (107.7 / 100) BEA cost-of-living |
What the Massachusetts state-tax burden means for Accountant take-home
Mid-band state-tax burden at 5.0% effective. Combined with federal and FICA, take-home is $71,868 (74.4% of gross). After the 107.7 RPP, real take-home is $66,745.
Computed from 2026 IRS federal brackets (Rev. Proc. 2025-32), 2026 state DOR brackets, and 2026 FICA rates. Single filer, standard deduction, no other adjustments. See methodology · tax for limitations (married filers, ITM/SALT itemizers, retirement deferrals, HSA, dependent credits, etc.).
National context
Across the United States, BLS reports a national median of $81,680 for Accountants with mean pay of $93,520 and total employment of 1,448,290. Massachusetts sits at #4 on nominal pay and #4 on real (cost-adjusted) pay among the 51 states and DC. Nominal and real ranking are the same — cost of living and pay scale together.
Frequently asked questions
- How much does an Accountant make in Massachusetts?
- BLS reports a median annual wage of $96,580 for Accountants in Massachusetts as of the latest OES release. That is the 50th-percentile figure — half earn more, half earn less. The 25th-percentile is $77,280 and the 75th-percentile is $122,020.
- What is the real (cost-adjusted) Accountant salary in Massachusetts?
- After BEA RPP adjustment (regional price parity index 107.7 for Massachusetts), the real-wage equivalent is $89,696 — what the $96,580 nominal salary actually buys. Quartiles in real terms: $71,772 to $113,322.
- What does the top of the Accountant pay scale look like in Massachusetts?
- The 90th percentile lands at $152,960. That tier typically reflects senior roles, specialty certifications, high-cost-of-living metros within the state, or union-negotiated rate cards. Below that, the P75 quartile is $122,020.
- Why is the BEA RPP for Massachusetts different from a single CPI number?
- BEA splits regional price parity into three components — goods, services, and rents — reweighted to the BEA's national consumption basket. Massachusetts's overall index of 107.7 reflects rents 130.1, services 166.1, and goods 100.0.
- Where does Massachusetts rank for Accountant pay?
- On nominal BLS wages alone, Massachusetts ranks among the 51 states and DC by median pay. After the BEA cost-of-living adjustment the ordering changes — high-cost states fall, low-cost states rise. Both rankings are shown in the data table on this page.
- What are the limits of these Accountant salary numbers?
- BLS OES is an employer survey of W-2 wages — it excludes contractor pay, bonuses outside the base wage definition, equity compensation, and tip income. Self-employed practitioners and gig workers are not represented. For occupations with significant non-W-2 income, the BLS figure is a floor, not a complete picture.
- Public accounting vs industry vs government in Massachusetts — which pays more?
- Public accounting (Big 4 / regional firm audit + tax) typically pays 10-15% below industry corporate-accountant pay at the staff/senior level, then crosses over at manager and above as billable-hour leverage compounds. Government accountants in {state} (state DOR, federal IRS/GAO, municipal) usually trail both private paths on base pay but lead on pension and job security. Industry controller/CFO-track roles in {state} push toward the BLS P75-P90 band.
Sources & methodology
- U.S. Bureau of Labor Statistics — Occupational Employment and Wage Statistics (OES), SOC 13-2011, 2024 reference period.
- U.S. Bureau of Economic Analysis — Regional Price Parities, 2023 vintage (all-items, goods, services, rents).
- Real-wage figures = nominal BLS wage ÷ (state RPP / 100).
- See the methodology page for full computation details and limitations.
Cross-comparison: see how Massachusetts Accountant pay ranks against the other 254 state × occupation pages on the Real Wage Atlas → — four-way ranking by real wage, after-tax take-home, state-tax savings, and cost-of-living arbitrage.