Accountant · New Jersey · SOC 13-2011
Accountants in New Jersey: 2026 Salary, Real Wage, and Cost-Adjusted Pay
BLS Occupational Employment and Wage Statistics, 2024 reference period · BEA Regional Price Parity 2023 vintage · Last synced 2026-05-05.
TL;DR
- Median Accountant salary in New Jersey: $101,340 nominal, $93,023 real (BEA RPP basis).
- Cost of living tracks roughly with the national index, so nominal and real wages stay close.
- P25-P75 spread runs $79,640 to $129,080; P10 floor $65,670, P90 ceiling $166,230.
- State ranks #3 nationally on nominal wage, #3 on real (RPP-adjusted) wage.
Wage breakdown — New Jersey
| Percentile | Nominal (BLS) | Real (BEA RPP-adjusted) |
|---|---|---|
| P10 (entry tier) | $65,670 | $60,280 |
| P25 (lower quartile) | $79,640 | $73,104 |
| P50 (median) | $101,340 | $93,023 |
| P75 (upper quartile) | $129,080 | $118,486 |
| P90 (top tier) | $166,230 | $152,587 |
| Mean | $113,110 | $103,827 |
| Employment | 43,540 Accountants in New Jersey | |
Cost of living — BEA Regional Price Parity
| Component | New Jersey index (US = 100) |
|---|---|
| All-items RPP | 108.9 |
| Goods | 105.8 |
| Services | 114.8 |
| Rents | 134.1 |
New Jersey is a high-cost state — RPP 108.9 above the national 100 baseline. Most of the cost premium routes through rents (134.1) and services (114.8).
After-tax take-home — New Jersey (2024 BLS · 2024 tax year, single filer)
Layer-by-layer take-home math at the BLS median
| Layer | Amount | Note |
|---|---|---|
| Gross BLS P50 (Accountant) | $101,340 | nominal median |
| Federal income tax | −$13,542 | 13.4% effective; std deduction $15,750 applied |
| State income tax | −$4,329 | 1.4–10.75% (graduated) |
| FICA (SS 6.2% + Medicare 1.45%) | −$7,753 | SS capped at $183,600 wage base |
| Take-home (after-tax) | $75,717 | 74.7% of gross |
| Real take-home (RPP-adjusted) | $69,502 | ÷ (108.9 / 100) BEA cost-of-living |
What the New Jersey state-tax burden means for Accountant take-home
Mid-band state-tax burden at 4.3% effective. Combined with federal and FICA, take-home is $75,717 (74.7% of gross). After the 108.9 RPP, real take-home is $69,502.
Computed from 2026 IRS federal brackets (Rev. Proc. 2025-32), 2026 state DOR brackets, and 2026 FICA rates. Single filer, standard deduction, no other adjustments. See methodology · tax for limitations (married filers, ITM/SALT itemizers, retirement deferrals, HSA, dependent credits, etc.).
National context
Across the United States, BLS reports a national median of $81,680 for Accountants with mean pay of $93,520 and total employment of 1,448,290. New Jersey sits at #3 on nominal pay and #3 on real (cost-adjusted) pay among the 51 states and DC. Nominal and real ranking are the same — cost of living and pay scale together.
Frequently asked questions
- How much does an Accountant make in New Jersey?
- BLS reports a median annual wage of $101,340 for Accountants in New Jersey as of the latest OES release. That is the 50th-percentile figure — half earn more, half earn less. The 25th-percentile is $79,640 and the 75th-percentile is $129,080.
- What is the real (cost-adjusted) Accountant salary in New Jersey?
- After BEA RPP adjustment (regional price parity index 108.9 for New Jersey), the real-wage equivalent is $93,023 — what the $101,340 nominal salary actually buys. Quartiles in real terms: $73,104 to $118,486.
- How are New Jersey Accountant salaries calculated on this page?
- Nominal wages come from BLS Occupational Employment and Wage Statistics (OES) — annual employer surveys, May 2026 reference period. Real-wage figures use BEA Regional Price Parities (2023 vintage) to adjust for state-level cost of living. No self-report or jobs-board data is mixed in.
- What does the top of the Accountant pay scale look like in New Jersey?
- The 90th percentile lands at $166,230. That tier typically reflects senior roles, specialty certifications, high-cost-of-living metros within the state, or union-negotiated rate cards. Below that, the P75 quartile is $129,080.
- Where does New Jersey rank for Accountant pay?
- On nominal BLS wages alone, New Jersey ranks among the 51 states and DC by median pay. After the BEA cost-of-living adjustment the ordering changes — high-cost states fall, low-cost states rise. Both rankings are shown in the data table on this page.
- Does CPA licensure raise accountant pay in New Jersey?
- BLS aggregates accountants and auditors under SOC 13-2011 — CPA-licensed and non-CPA pay are not split. In practice, CPA-licensed accountants in New Jersey typically earn 10-20% above the all-accountant median, and the gap widens at the senior/manager level where CPA is functionally required for partner-track public accounting and CFO roles. New Jersey requires 150 semester hours of education to sit for the exam (the AICPA Uniform CPA standard).
- Public accounting vs industry vs government in New Jersey — which pays more?
- Public accounting (Big 4 / regional firm audit + tax) typically pays 10-15% below industry corporate-accountant pay at the staff/senior level, then crosses over at manager and above as billable-hour leverage compounds. Government accountants in {state} (state DOR, federal IRS/GAO, municipal) usually trail both private paths on base pay but lead on pension and job security. Industry controller/CFO-track roles in {state} push toward the BLS P75-P90 band.
Sources & methodology
- U.S. Bureau of Labor Statistics — Occupational Employment and Wage Statistics (OES), SOC 13-2011, 2024 reference period.
- U.S. Bureau of Economic Analysis — Regional Price Parities, 2023 vintage (all-items, goods, services, rents).
- Real-wage figures = nominal BLS wage ÷ (state RPP / 100).
- See the methodology page for full computation details and limitations.
Cross-comparison: see how New Jersey Accountant pay ranks against the other 254 state × occupation pages on the Real Wage Atlas → — four-way ranking by real wage, after-tax take-home, state-tax savings, and cost-of-living arbitrage.