Accountant · Tennessee · SOC 13-2011
Tennessee Accountant Salary — 2026 BLS + BEA RPP
BLS Occupational Employment and Wage Statistics, 2024 reference period · BEA Regional Price Parity 2023 vintage · Last synced 2026-05-05.
TL;DR
- Median Accountant salary in Tennessee: $75,500 nominal, $81,981 real (BEA RPP basis).
- Wage envelope: $50,400 (P10) to $125,280 (P90), with quartiles at $61,960 and $92,140.
- Low BEA RPP (92.1) means the paycheck stretches further than the BLS number suggests; net lift roughly $6,481.
- Accountant ranking: #36 on the BLS table, #27 once cost of living is in.
Wage breakdown — Tennessee
| Percentile | Nominal (BLS) | Real (BEA RPP-adjusted) |
|---|---|---|
| P10 (entry tier) | $50,400 | $54,727 |
| P25 (lower quartile) | $61,960 | $67,279 |
| P50 (median) | $75,500 | $81,981 |
| P75 (upper quartile) | $92,140 | $100,050 |
| P90 (top tier) | $125,280 | $136,035 |
| Mean | $82,310 | $89,376 |
| Employment | 26,890 Accountants in Tennessee | |
Cost of living — BEA Regional Price Parity
| Component | Tennessee index (US = 100) |
|---|---|
| All-items RPP | 92.1 |
| Goods | 94.3 |
| Services | 76.4 |
| Rents | 77.9 |
Tennessee sits below the national baseline (RPP 92.1), so nominal pay translates to a higher real wage than the BLS median suggests — particularly visible in rents at 77.9.
After-tax take-home — Tennessee (2024 BLS · 2024 tax year, single filer)
Layer-by-layer take-home math at the BLS median
| Layer | Amount | Note |
|---|---|---|
| Gross BLS P50 (Accountant) | $75,500 | nominal median |
| Federal income tax | −$7,857 | 10.4% effective; std deduction $15,750 applied |
| State income tax | $0 | no state income tax (Hall tax repealed 2021) |
| FICA (SS 6.2% + Medicare 1.45%) | −$5,776 | SS capped at $183,600 wage base |
| Take-home (after-tax) | $61,867 | 81.9% of gross |
| Real take-home (RPP-adjusted) | $67,178 | ÷ (92.1 / 100) BEA cost-of-living |
What the Tennessee state-tax burden means for Accountant take-home
Tennessee levies no state income tax on wages, which is worth roughly $3,775 a year for a Accountant at the BLS median compared with the national-average state burden (≈5%). After the favorable cost of living, real take-home is $67,178 — higher than the nominal after-tax figure because RPP is below 100.
Computed from 2026 IRS federal brackets (Rev. Proc. 2025-32), 2026 state DOR brackets, and 2026 FICA rates. Single filer, standard deduction, no other adjustments. See methodology · tax for limitations (married filers, ITM/SALT itemizers, retirement deferrals, HSA, dependent credits, etc.).
National context
Across the United States, BLS reports a national median of $81,680 for Accountants with mean pay of $93,520 and total employment of 1,448,290. Tennessee sits at #36 on nominal pay and #27 on real (cost-adjusted) pay among the 51 states and DC. After cost adjustment, Tennessee climbs 9 positions — the cost of living is favorable relative to the wage.
Frequently asked questions
- How many Accountants does Tennessee employ?
- BLS OES counts 26,890 Accountants employed in Tennessee in the most recent release. Employment density relative to population determines whether wage tiers reflect a robust competitive market or a thinner labor pool.
- Why is the BEA RPP for Tennessee different from a single CPI number?
- BEA splits regional price parity into three components — goods, services, and rents — reweighted to the BEA's national consumption basket. Tennessee's overall index of 92.1 reflects rents 77.9, services 76.4, and goods 94.3.
- Where does Tennessee rank for Accountant pay?
- On nominal BLS wages alone, Tennessee ranks among the 51 states and DC by median pay. After the BEA cost-of-living adjustment the ordering changes — high-cost states fall, low-cost states rise. Both rankings are shown in the data table on this page.
- How wide is the wage spread in Tennessee?
- P10 to P90 spans $50,400 to $125,280. That spread captures entry-level to top-quartile pay, including specialty differentials and metro-area variance within the state.
- Is Tennessee a 'real-wage arbitrage' state for Accountants?
- Yes — the BEA RPP of 92.1 is below the national 100 baseline, so nominal $75,500 stretches to a real-wage equivalent of $81,981. The take-home advantage versus a higher-RPP state is meaningful for Accountants comparing offers across regions.
- Does CPA licensure raise accountant pay in Tennessee?
- BLS aggregates accountants and auditors under SOC 13-2011 — CPA-licensed and non-CPA pay are not split. In practice, CPA-licensed accountants in Tennessee typically earn 10-20% above the all-accountant median, and the gap widens at the senior/manager level where CPA is functionally required for partner-track public accounting and CFO roles. Tennessee requires 150 semester hours of education to sit for the exam (the AICPA Uniform CPA standard).
- Is busy season ($35K of overtime) included in Tennessee accountant BLS figures?
- Yes — BLS OES uses annualized W-2 earnings, so January-April busy-season overtime is rolled into the median. The high P90 in public-accounting-heavy Tennessee markets reflects busy-season hours plus year-end bonuses. Industry accountants typically have flatter hours and a lower P90 ceiling but more predictable totals.
Sources & methodology
- U.S. Bureau of Labor Statistics — Occupational Employment and Wage Statistics (OES), SOC 13-2011, 2024 reference period.
- U.S. Bureau of Economic Analysis — Regional Price Parities, 2023 vintage (all-items, goods, services, rents).
- Real-wage figures = nominal BLS wage ÷ (state RPP / 100).
- See the methodology page for full computation details and limitations.
Cross-comparison: see how Tennessee Accountant pay ranks against the other 254 state × occupation pages on the Real Wage Atlas → — four-way ranking by real wage, after-tax take-home, state-tax savings, and cost-of-living arbitrage.