What is the real (cost-adjusted) Financial Advisor salary in New Hampshire?

After BEA RPP adjustment (regional price parity index 105.4 for New Hampshire), the real-wage equivalent is $78,307 — what the $82,530 nominal salary actually buys. Quartiles in real terms: $59,530 to $117,048.

How are New Hampshire Financial Advisor salaries calculated on this page?

Nominal wages come from BLS Occupational Employment and Wage Statistics (OES) — annual employer surveys, May 2026 reference period. Real-wage figures use BEA Regional Price Parities (2023 vintage) to adjust for state-level cost of living. No self-report or jobs-board data is mixed in.

Where does New Hampshire rank for Financial Advisor pay?

On nominal BLS wages alone, New Hampshire ranks among the 51 states and DC by median pay. After the BEA cost-of-living adjustment the ordering changes — high-cost states fall, low-cost states rise. Both rankings are shown in the data table on this page.

What are the limits of these Financial Advisor salary numbers?

BLS OES is an employer survey of W-2 wages — it excludes contractor pay, bonuses outside the base wage definition, equity compensation, and tip income. Self-employed practitioners and gig workers are not represented. For occupations with significant non-W-2 income, the BLS figure is a floor, not a complete picture.

Should I negotiate based on the BLS median for New Hampshire?

The BLS median is a calibration anchor, not a ceiling. Use it to validate that an offer is in-band — anything well below the P25 in this state is a flag, anything above the P75 typically requires demonstrable specialty depth, niche credentials, or a high-COL metro within New Hampshire.

When does this data update?

BLS OES releases a new May reference set roughly each spring; we re-run the ETL pipeline within two weeks of release. BEA RPP refreshes annually. The last-synced timestamp at the top of this page reflects the most recent build.

Wirehouse W-2 vs independent RIA principal vs hybrid in New Hampshire?

BLS reports W-2 wages under SOC 13-2052, capturing wirehouse advisors (Merrill, Morgan Stanley, UBS, Wells Fargo Advisors) and bank-channel advisors directly. Independent RIA principals — increasingly the dominant model in New Hampshire — operate as business owners taking K-1 partnership distributions and ownership equity, which are EXCLUDED from BLS. Hybrid RIAs (independent + insurance B/D affiliation) have mixed reporting. Net effect: the BLS figure on this page accurately represents employed wirehouse advisors and bank-channel reps; it materially understates total income for established RIA principals in New Hampshire once practice equity and distributions are factored in.

New Hampshire Financial Advisor Salary: BLS $83K Median, Real $78K (2026)

TL;DR

Financial Advisors in New Hampshire earn a BLS median of $82,530, with real take-home of $78,307 after BEA RPP adjustment.
BEA RPP near 100 means nominal pay translates almost 1:1 into real take-home.
BLS percentile breakdown: P10 $56,100 · P25 $62,740 · P75 $123,360 · P90 $160,560.
On a real-wage basis, this state sits at #43 of 51; nominal rank is #30.

Wage breakdown — New Hampshire

Percentile	Nominal (BLS)	Real (BEA RPP-adjusted)
P10 (entry tier)	$56,100	$53,229
P25 (lower quartile)	$62,740	$59,530
P50 (median)	$82,530	$78,307
P75 (upper quartile)	$123,360	$117,048
P90 (top tier)	$160,560	$152,344
Mean	$104,340	$99,001
Employment	1,710 Financial Advisors in New Hampshire

Cost of living — BEA Regional Price Parity

Component	New Hampshire index (US = 100)
All-items RPP	105.4
Goods	100.0
Services	156.2
Rents	114.5

New Hampshire is a high-cost state — RPP 105.4 above the national 100 baseline. Most of the cost premium routes through rents (114.5) and services (156.2).

After-tax take-home — New Hampshire (2024 BLS · 2024 tax year, single filer)

Layer-by-layer take-home math at the BLS median

Layer	Amount	Note
Gross BLS P50 (Financial Advisor)	$82,530	nominal median
Federal income tax	−$9,404	11.4% effective; std deduction $15,750 applied
State income tax	$0	no tax on wage income (interest/dividends only, repealed 2027)
FICA (SS 6.2% + Medicare 1.45%)	−$6,314	SS capped at $183,600 wage base
Take-home (after-tax)	$66,813	81.0% of gross
Real take-home (RPP-adjusted)	$63,394	÷ (105.4 / 100) BEA cost-of-living

What the New Hampshire state-tax burden means for Financial Advisor take-home

New Hampshire levies no state income tax on wages, which is worth roughly $4,127 a year for a Financial Advisor at the BLS median compared with the national-average state burden (≈5%). After cost of living, real take-home is $63,394 — lower than the nominal after-tax figure because RPP exceeds 100.

Computed from 2026 IRS federal brackets (Rev. Proc. 2025-32), 2026 state DOR brackets, and 2026 FICA rates. Single filer, standard deduction, no other adjustments. See methodology · tax for limitations (married filers, ITM/SALT itemizers, retirement deferrals, HSA, dependent credits, etc.).

National context

Across the United States, BLS reports a national median of $102,140 for Financial Advisors with mean pay of $160,210 and total employment of 270,480. New Hampshire sits at #30 on nominal pay and #43 on real (cost-adjusted) pay among the 51 states and DC. After cost adjustment, New Hampshire falls 13 positions — the cost premium eats into the headline wage.

Frequently asked questions

What is the real (cost-adjusted) Financial Advisor salary in New Hampshire?: After BEA RPP adjustment (regional price parity index 105.4 for New Hampshire), the real-wage equivalent is $78,307 — what the $82,530 nominal salary actually buys. Quartiles in real terms: $59,530 to $117,048.
How are New Hampshire Financial Advisor salaries calculated on this page?: Nominal wages come from BLS Occupational Employment and Wage Statistics (OES) — annual employer surveys, May 2026 reference period. Real-wage figures use BEA Regional Price Parities (2023 vintage) to adjust for state-level cost of living. No self-report or jobs-board data is mixed in.
Where does New Hampshire rank for Financial Advisor pay?: On nominal BLS wages alone, New Hampshire ranks among the 51 states and DC by median pay. After the BEA cost-of-living adjustment the ordering changes — high-cost states fall, low-cost states rise. Both rankings are shown in the data table on this page.
What are the limits of these Financial Advisor salary numbers?: BLS OES is an employer survey of W-2 wages — it excludes contractor pay, bonuses outside the base wage definition, equity compensation, and tip income. Self-employed practitioners and gig workers are not represented. For occupations with significant non-W-2 income, the BLS figure is a floor, not a complete picture.
Should I negotiate based on the BLS median for New Hampshire?: The BLS median is a calibration anchor, not a ceiling. Use it to validate that an offer is in-band — anything well below the P25 in this state is a flag, anything above the P75 typically requires demonstrable specialty depth, niche credentials, or a high-COL metro within New Hampshire.
When does this data update?: BLS OES releases a new May reference set roughly each spring; we re-run the ETL pipeline within two weeks of release. BEA RPP refreshes annually. The last-synced timestamp at the top of this page reflects the most recent build.
Wirehouse W-2 vs independent RIA principal vs hybrid in New Hampshire?: BLS reports W-2 wages under SOC 13-2052, capturing wirehouse advisors (Merrill, Morgan Stanley, UBS, Wells Fargo Advisors) and bank-channel advisors directly. Independent RIA principals — increasingly the dominant model in New Hampshire — operate as business owners taking K-1 partnership distributions and ownership equity, which are EXCLUDED from BLS. Hybrid RIAs (independent + insurance B/D affiliation) have mixed reporting. Net effect: the BLS figure on this page accurately represents employed wirehouse advisors and bank-channel reps; it materially understates total income for established RIA principals in New Hampshire once practice equity and distributions are factored in.

Sources & methodology

U.S. Bureau of Labor Statistics — Occupational Employment and Wage Statistics (OES), SOC 13-2052, 2024 reference period.
U.S. Bureau of Economic Analysis — Regional Price Parities, 2023 vintage (all-items, goods, services, rents).
Real-wage figures = nominal BLS wage ÷ (state RPP / 100).
See the methodology page for full computation details and limitations.

By Marcus Liang · Founder & Editor · Last synced 2026-05-08.

Cross-comparison: see how New Hampshire Financial Advisor pay ranks against the other 254 state × occupation pages on the Real Wage Atlas → — four-way ranking by real wage, after-tax take-home, state-tax savings, and cost-of-living arbitrage.