Financial Advisor · South Carolina · SOC 13-2052
2026 Financial Advisor Pay in South Carolina: BLS Median + Real Take-Home
BLS Occupational Employment and Wage Statistics, 2024 reference period · BEA Regional Price Parity 2023 vintage · Last synced 2026-05-08.
TL;DR
- South Carolina pays Financial Advisors a BLS median of $98,900 — the more useful number is $105,801, what that paycheck buys after rent and services.
- After the cost-of-living adjustment, take-home rises by $6,901 versus the BLS median — purchasing-power arbitrage.
- Quartile range $63,750 (bottom 25%) to $168,370 (top 25%). BLS suppresses the P10 or P90 tail for this state, typically because the top tier exceeds the OES wage cap.
- Financial Advisor ranking: #20 on the BLS table, #14 once cost of living is in.
Wage breakdown — South Carolina
| Percentile | Nominal (BLS) | Real (BEA RPP-adjusted) |
|---|---|---|
| P10 (entry tier) | $51,360 | $54,944 |
| P25 (lower quartile) | $63,750 | $68,199 |
| P50 (median) | $98,900 | $105,801 |
| P75 (upper quartile) | $168,370 | $180,119 |
| P90 (top tier) | ||
| Mean | $140,490 | $150,294 |
| Employment | 2,070 Financial Advisors in South Carolina | |
Cost of living — BEA Regional Price Parity
| Component | South Carolina index (US = 100) |
|---|---|
| All-items RPP | 93.5 |
| Goods | 95.9 |
| Services | 85.8 |
| Rents | 80.5 |
South Carolina sits below the national baseline (RPP 93.5), so nominal pay translates to a higher real wage than the BLS median suggests — particularly visible in rents at 80.5.
After-tax take-home — South Carolina (2024 BLS · 2024 tax year, single filer)
Layer-by-layer take-home math at the BLS median
| Layer | Amount | Note |
|---|---|---|
| Gross BLS P50 (Financial Advisor) | $98,900 | nominal median |
| Federal income tax | −$13,005 | 13.1% effective; std deduction $15,750 applied |
| State income tax | −$4,568 | 0–6.2% (graduated) |
| FICA (SS 6.2% + Medicare 1.45%) | −$7,566 | SS capped at $183,600 wage base |
| Take-home (after-tax) | $73,761 | 74.6% of gross |
| Real take-home (RPP-adjusted) | $78,908 | ÷ (93.5 / 100) BEA cost-of-living |
What the South Carolina state-tax burden means for Financial Advisor take-home
Mid-band state-tax burden at 4.6% effective. Combined with federal and FICA, take-home is $73,761 (74.6% of gross). After the 93.5 RPP, real take-home is $78,908.
Computed from 2026 IRS federal brackets (Rev. Proc. 2025-32), 2026 state DOR brackets, and 2026 FICA rates. Single filer, standard deduction, no other adjustments. See methodology · tax for limitations (married filers, ITM/SALT itemizers, retirement deferrals, HSA, dependent credits, etc.).
National context
Across the United States, BLS reports a national median of $102,140 for Financial Advisors with mean pay of $160,210 and total employment of 270,480. South Carolina sits at #20 on nominal pay and #14 on real (cost-adjusted) pay among the 51 states and DC. After cost adjustment, South Carolina climbs 6 positions — the cost of living is favorable relative to the wage.
Frequently asked questions
- How much does a Financial Advisor make in South Carolina?
- BLS reports a median annual wage of $98,900 for Financial Advisors in South Carolina as of the latest OES release. That is the 50th-percentile figure — half earn more, half earn less. The 25th-percentile is $63,750 and the 75th-percentile is $168,370.
- What is the real (cost-adjusted) Financial Advisor salary in South Carolina?
- After BEA RPP adjustment (regional price parity index 93.5 for South Carolina), the real-wage equivalent is $105,801 — what the $98,900 nominal salary actually buys. Quartiles in real terms: $68,199 to $180,119.
- How are South Carolina Financial Advisor salaries calculated on this page?
- Nominal wages come from BLS Occupational Employment and Wage Statistics (OES) — annual employer surveys, May 2026 reference period. Real-wage figures use BEA Regional Price Parities (2023 vintage) to adjust for state-level cost of living. No self-report or jobs-board data is mixed in.
- How many Financial Advisors does South Carolina employ?
- BLS OES counts 2,070 Financial Advisors employed in South Carolina in the most recent release. Employment density relative to population determines whether wage tiers reflect a robust competitive market or a thinner labor pool.
- Why is the BEA RPP for South Carolina different from a single CPI number?
- BEA splits regional price parity into three components — goods, services, and rents — reweighted to the BEA's national consumption basket. South Carolina's overall index of 93.5 reflects rents 80.5, services 85.8, and goods 95.9.
- When does this data update?
- BLS OES releases a new May reference set roughly each spring; we re-run the ETL pipeline within two weeks of release. BEA RPP refreshes annually. The last-synced timestamp at the top of this page reflects the most recent build.
- AUM-fee economics — what does it take to earn the South Carolina BLS median?
- The classic 1% AUM fee on a $50M practice yields $500K gross revenue. After overhead (typically 30-50% of revenue: staff, technology, custodial fees, compliance, rent, marketing) the principal advisor in South Carolina nets $250-350K, well above the BLS-reported W-2 median for SOC 13-2052. To match the BLS-reported median for South Carolina as a wirehouse W-2 advisor, the typical book size required is $30-40M AUM at standard grid payouts — achievable in 5-10 years with strong recruiting and referral systems. Below that production threshold, wirehouse advisors are typically counseled out or transition to support roles.
Sources & methodology
- U.S. Bureau of Labor Statistics — Occupational Employment and Wage Statistics (OES), SOC 13-2052, 2024 reference period.
- U.S. Bureau of Economic Analysis — Regional Price Parities, 2023 vintage (all-items, goods, services, rents).
- Real-wage figures = nominal BLS wage ÷ (state RPP / 100).
- See the methodology page for full computation details and limitations.
Cross-comparison: see how South Carolina Financial Advisor pay ranks against the other 254 state × occupation pages on the Real Wage Atlas → — four-way ranking by real wage, after-tax take-home, state-tax savings, and cost-of-living arbitrage.