Financial Analyst · Mississippi · SOC 13-2051
Financial Analysts in Mississippi: 2026 Salary, Real Wage, and Cost-Adjusted Pay
BLS Occupational Employment and Wage Statistics, 2024 reference period · BEA Regional Price Parity 2023 vintage · Last synced 2026-05-05.
TL;DR
- BLS reports Mississippi Financial Analyst median pay at $77,520. Adjusted for state cost of living, real purchasing power equals $89,317.
- Wage envelope: $49,000 (P10) to $131,570 (P90), with quartiles at $59,680 and $104,960.
- Cost of living below the national index lifts real wage by $11,797 over the nominal — a take-home arbitrage that nominal-ranking tables miss.
- Financial Analyst ranking: #46 on the BLS table, #38 once cost of living is in.
Wage breakdown — Mississippi
| Percentile | Nominal (BLS) | Real (BEA RPP-adjusted) |
|---|---|---|
| P10 (entry tier) | $49,000 | $56,457 |
| P25 (lower quartile) | $59,680 | $68,762 |
| P50 (median) | $77,520 | $89,317 |
| P75 (upper quartile) | $104,960 | $120,933 |
| P90 (top tier) | $131,570 | $151,592 |
| Mean | $86,760 | $99,963 |
| Employment | 730 Financial Analysts in Mississippi | |
Cost of living — BEA Regional Price Parity
| Component | Mississippi index (US = 100) |
|---|---|
| All-items RPP | 86.8 |
| Goods | 94.4 |
| Services | 83.5 |
| Rents | 54.9 |
Mississippi sits below the national baseline (RPP 86.8), so nominal pay translates to a higher real wage than the BLS median suggests — particularly visible in rents at 54.9.
After-tax take-home — Mississippi (2024 BLS · 2024 tax year, single filer)
Layer-by-layer take-home math at the BLS median
| Layer | Amount | Note |
|---|---|---|
| Gross BLS P50 (Financial Analyst) | $77,520 | nominal median |
| Federal income tax | −$8,301 | 10.7% effective; std deduction $15,750 applied |
| State income tax | −$2,609 | 4.0% above $10K (2026, HB 1733) |
| FICA (SS 6.2% + Medicare 1.45%) | −$5,930 | SS capped at $183,600 wage base |
| Take-home (after-tax) | $60,680 | 78.3% of gross |
| Real take-home (RPP-adjusted) | $69,914 | ÷ (86.8 / 100) BEA cost-of-living |
What the Mississippi state-tax burden means for Financial Analyst take-home
Mid-band state-tax burden at 3.4% effective. Combined with federal and FICA, take-home is $60,680 (78.3% of gross). After the 86.8 RPP, real take-home is $69,914.
Computed from 2026 IRS federal brackets (Rev. Proc. 2025-32), 2026 state DOR brackets, and 2026 FICA rates. Single filer, standard deduction, no other adjustments. See methodology · tax for limitations (married filers, ITM/SALT itemizers, retirement deferrals, HSA, dependent credits, etc.).
National context
Across the United States, BLS reports a national median of $101,350 for Financial Analysts with mean pay of $116,490 and total employment of 340,580. Mississippi sits at #46 on nominal pay and #38 on real (cost-adjusted) pay among the 51 states and DC. After cost adjustment, Mississippi climbs 8 positions — the cost of living is favorable relative to the wage.
Frequently asked questions
- How much does a Financial Analyst make in Mississippi?
- BLS reports a median annual wage of $77,520 for Financial Analysts in Mississippi as of the latest OES release. That is the 50th-percentile figure — half earn more, half earn less. The 25th-percentile is $59,680 and the 75th-percentile is $104,960.
- What is the real (cost-adjusted) Financial Analyst salary in Mississippi?
- After BEA RPP adjustment (regional price parity index 86.8 for Mississippi), the real-wage equivalent is $89,317 — what the $77,520 nominal salary actually buys. Quartiles in real terms: $68,762 to $120,933.
- What does the top of the Financial Analyst pay scale look like in Mississippi?
- The 90th percentile lands at $131,570. That tier typically reflects senior roles, specialty certifications, high-cost-of-living metros within the state, or union-negotiated rate cards. Below that, the P75 quartile is $104,960.
- How many Financial Analysts does Mississippi employ?
- BLS OES counts 730 Financial Analysts employed in Mississippi in the most recent release. Employment density relative to population determines whether wage tiers reflect a robust competitive market or a thinner labor pool.
- Does BLS financial analyst pay in Mississippi include investment-banking bonuses?
- BLS OEWS captures W-2 wage and salary income — which includes annual cash bonuses paid through payroll. So sell-side IB analyst-level bonuses, equity-research bonuses, and FP&A annual incentives all show up in the BLS figure. What's NOT included: deferred stock, unvested RSU grants, partnership distributions to senior associates and above, and post-tax-year 'true-up' bonuses paid through 1099. In Mississippi, this means BLS reasonably represents junior analyst total comp but increasingly understates senior comp once equity becomes a meaningful share — gap widens at the P90 band.
- Buy-side vs sell-side vs corporate finance analyst pay in Mississippi?
- BLS aggregates SOC 13-2051 (Financial and Investment Analysts) without segmenting by sector. In Mississippi, buy-side roles at hedge funds, asset managers, and private equity firms typically lead on total comp at every level — bonus carry / performance fees can dwarf base. Sell-side investment banking analysts in Mississippi earn high cash comp but with steep hours; equity research mid-band; corporate finance / FP&A analysts earn the lowest among financial-analyst-track roles but with the most predictable hours. The Mississippi BLS median primarily reflects the corporate / FP&A end of the band; high-finance-cluster cities show much higher P90s as a result.
- Does CFA charterholder status raise financial analyst pay in Mississippi?
- CFA Institute survey data and industry comp reports typically show a 10-20% pay premium for CFA charterholders over non-charterholders at comparable seniority — though the causal share (vs. selection effect: higher-track analysts pursue CFA) is debated. In Mississippi, the CFA premium is largest in equity research, portfolio management, and credit analysis roles where the credential is functionally required at the senior level; in IB and corporate finance the premium is smaller and substitutable with MBA. The 4-year, three-exam CFA path costs $3-5K in fees and 900-1,000 study hours, so the realized ROI in Mississippi depends heavily on whether the role values the credential for promotion vs. just hiring.
Sources & methodology
- U.S. Bureau of Labor Statistics — Occupational Employment and Wage Statistics (OES), SOC 13-2051, 2024 reference period.
- U.S. Bureau of Economic Analysis — Regional Price Parities, 2023 vintage (all-items, goods, services, rents).
- Real-wage figures = nominal BLS wage ÷ (state RPP / 100).
- See the methodology page for full computation details and limitations.
Cross-comparison: see how Mississippi Financial Analyst pay ranks against the other 254 state × occupation pages on the Real Wage Atlas → — four-way ranking by real wage, after-tax take-home, state-tax savings, and cost-of-living arbitrage.