Financial Analyst · New Jersey · SOC 13-2051
New Jersey Financial Analyst Salary — 2026 BLS + BEA RPP
BLS Occupational Employment and Wage Statistics, 2024 reference period · BEA Regional Price Parity 2023 vintage · Last synced 2026-05-05.
TL;DR
- $109,380 is the BLS median wage for Financial Analysts in New Jersey; $100,403 is the BEA-adjusted purchasing-power equivalent.
- BLS percentile breakdown: P10 $71,030 · P25 $84,370 · P75 $158,230 · P90 $208,600.
- BEA RPP near 100 means nominal pay translates almost 1:1 into real take-home.
- State ranks #4 nationally on nominal wage, #13 on real (RPP-adjusted) wage.
Wage breakdown — New Jersey
| Percentile | Nominal (BLS) | Real (BEA RPP-adjusted) |
|---|---|---|
| P10 (entry tier) | $71,030 | $65,200 |
| P25 (lower quartile) | $84,370 | $77,446 |
| P50 (median) | $109,380 | $100,403 |
| P75 (upper quartile) | $158,230 | $145,244 |
| P90 (top tier) | $208,600 | $191,480 |
| Mean | $126,100 | $115,751 |
| Employment | 11,100 Financial Analysts in New Jersey | |
Cost of living — BEA Regional Price Parity
| Component | New Jersey index (US = 100) |
|---|---|
| All-items RPP | 108.9 |
| Goods | 105.8 |
| Services | 114.8 |
| Rents | 134.1 |
New Jersey is a high-cost state — RPP 108.9 above the national 100 baseline. Most of the cost premium routes through rents (134.1) and services (114.8).
After-tax take-home — New Jersey (2024 BLS · 2024 tax year, single filer)
Layer-by-layer take-home math at the BLS median
| Layer | Amount | Note |
|---|---|---|
| Gross BLS P50 (Financial Analyst) | $109,380 | nominal median |
| Federal income tax | −$15,311 | 14.0% effective; std deduction $15,750 applied |
| State income tax | −$4,841 | 1.4–10.75% (graduated) |
| FICA (SS 6.2% + Medicare 1.45%) | −$8,368 | SS capped at $183,600 wage base |
| Take-home (after-tax) | $80,861 | 73.9% of gross |
| Real take-home (RPP-adjusted) | $74,224 | ÷ (108.9 / 100) BEA cost-of-living |
What the New Jersey state-tax burden means for Financial Analyst take-home
Mid-band state-tax burden at 4.4% effective. Combined with federal and FICA, take-home is $80,861 (73.9% of gross). After the 108.9 RPP, real take-home is $74,224.
Computed from 2026 IRS federal brackets (Rev. Proc. 2025-32), 2026 state DOR brackets, and 2026 FICA rates. Single filer, standard deduction, no other adjustments. See methodology · tax for limitations (married filers, ITM/SALT itemizers, retirement deferrals, HSA, dependent credits, etc.).
National context
Across the United States, BLS reports a national median of $101,350 for Financial Analysts with mean pay of $116,490 and total employment of 340,580. New Jersey sits at #4 on nominal pay and #13 on real (cost-adjusted) pay among the 51 states and DC. After cost adjustment, New Jersey falls 9 positions — the cost premium eats into the headline wage.
Frequently asked questions
- How are New Jersey Financial Analyst salaries calculated on this page?
- Nominal wages come from BLS Occupational Employment and Wage Statistics (OES) — annual employer surveys, May 2026 reference period. Real-wage figures use BEA Regional Price Parities (2023 vintage) to adjust for state-level cost of living. No self-report or jobs-board data is mixed in.
- What does the top of the Financial Analyst pay scale look like in New Jersey?
- The 90th percentile lands at $208,600. That tier typically reflects senior roles, specialty certifications, high-cost-of-living metros within the state, or union-negotiated rate cards. Below that, the P75 quartile is $158,230.
- How many Financial Analysts does New Jersey employ?
- BLS OES counts 11,100 Financial Analysts employed in New Jersey in the most recent release. Employment density relative to population determines whether wage tiers reflect a robust competitive market or a thinner labor pool.
- Why is the BEA RPP for New Jersey different from a single CPI number?
- BEA splits regional price parity into three components — goods, services, and rents — reweighted to the BEA's national consumption basket. New Jersey's overall index of 108.9 reflects rents 134.1, services 114.8, and goods 105.8.
- Where does New Jersey rank for Financial Analyst pay?
- On nominal BLS wages alone, New Jersey ranks among the 51 states and DC by median pay. After the BEA cost-of-living adjustment the ordering changes — high-cost states fall, low-cost states rise. Both rankings are shown in the data table on this page.
- How wide is the wage spread in New Jersey?
- P10 to P90 spans $71,030 to $208,600. That spread captures entry-level to top-quartile pay, including specialty differentials and metro-area variance within the state.
- Buy-side vs sell-side vs corporate finance analyst pay in New Jersey?
- BLS aggregates SOC 13-2051 (Financial and Investment Analysts) without segmenting by sector. In New Jersey, buy-side roles at hedge funds, asset managers, and private equity firms typically lead on total comp at every level — bonus carry / performance fees can dwarf base. Sell-side investment banking analysts in New Jersey earn high cash comp but with steep hours; equity research mid-band; corporate finance / FP&A analysts earn the lowest among financial-analyst-track roles but with the most predictable hours. The New Jersey BLS median primarily reflects the corporate / FP&A end of the band; high-finance-cluster cities show much higher P90s as a result.
Sources & methodology
- U.S. Bureau of Labor Statistics — Occupational Employment and Wage Statistics (OES), SOC 13-2051, 2024 reference period.
- U.S. Bureau of Economic Analysis — Regional Price Parities, 2023 vintage (all-items, goods, services, rents).
- Real-wage figures = nominal BLS wage ÷ (state RPP / 100).
- See the methodology page for full computation details and limitations.
Cross-comparison: see how New Jersey Financial Analyst pay ranks against the other 254 state × occupation pages on the Real Wage Atlas → — four-way ranking by real wage, after-tax take-home, state-tax savings, and cost-of-living arbitrage.