TL;DR

  • $109,380 is the BLS median wage for Financial Analysts in New Jersey; $100,403 is the BEA-adjusted purchasing-power equivalent.
  • BLS percentile breakdown: P10 $71,030 · P25 $84,370 · P75 $158,230 · P90 $208,600.
  • BEA RPP near 100 means nominal pay translates almost 1:1 into real take-home.
  • State ranks #4 nationally on nominal wage, #13 on real (RPP-adjusted) wage.

Wage breakdown — New Jersey

Percentile Nominal (BLS) Real (BEA RPP-adjusted)
P10 (entry tier)$71,030$65,200
P25 (lower quartile)$84,370$77,446
P50 (median)$109,380$100,403
P75 (upper quartile)$158,230$145,244
P90 (top tier)$208,600$191,480
Mean$126,100$115,751
Employment11,100 Financial Analysts in New Jersey

Cost of living — BEA Regional Price Parity

ComponentNew Jersey index (US = 100)
All-items RPP108.9
Goods105.8
Services114.8
Rents134.1

New Jersey is a high-cost state — RPP 108.9 above the national 100 baseline. Most of the cost premium routes through rents (134.1) and services (114.8).

After-tax take-home — New Jersey (2024 BLS · 2024 tax year, single filer)

Layer-by-layer take-home math at the BLS median

LayerAmountNote
Gross BLS P50 (Financial Analyst)$109,380nominal median
Federal income tax−$15,31114.0% effective; std deduction $15,750 applied
State income tax−$4,8411.4–10.75% (graduated)
FICA (SS 6.2% + Medicare 1.45%)−$8,368SS capped at $183,600 wage base
Take-home (after-tax)$80,86173.9% of gross
Real take-home (RPP-adjusted)$74,224÷ (108.9 / 100) BEA cost-of-living

What the New Jersey state-tax burden means for Financial Analyst take-home

Mid-band state-tax burden at 4.4% effective. Combined with federal and FICA, take-home is $80,861 (73.9% of gross). After the 108.9 RPP, real take-home is $74,224.

Computed from 2026 IRS federal brackets (Rev. Proc. 2025-32), 2026 state DOR brackets, and 2026 FICA rates. Single filer, standard deduction, no other adjustments. See methodology · tax for limitations (married filers, ITM/SALT itemizers, retirement deferrals, HSA, dependent credits, etc.).

National context

Across the United States, BLS reports a national median of $101,350 for Financial Analysts with mean pay of $116,490 and total employment of 340,580. New Jersey sits at #4 on nominal pay and #13 on real (cost-adjusted) pay among the 51 states and DC. After cost adjustment, New Jersey falls 9 positions — the cost premium eats into the headline wage.

Frequently asked questions

How are New Jersey Financial Analyst salaries calculated on this page?
Nominal wages come from BLS Occupational Employment and Wage Statistics (OES) — annual employer surveys, May 2026 reference period. Real-wage figures use BEA Regional Price Parities (2023 vintage) to adjust for state-level cost of living. No self-report or jobs-board data is mixed in.
What does the top of the Financial Analyst pay scale look like in New Jersey?
The 90th percentile lands at $208,600. That tier typically reflects senior roles, specialty certifications, high-cost-of-living metros within the state, or union-negotiated rate cards. Below that, the P75 quartile is $158,230.
How many Financial Analysts does New Jersey employ?
BLS OES counts 11,100 Financial Analysts employed in New Jersey in the most recent release. Employment density relative to population determines whether wage tiers reflect a robust competitive market or a thinner labor pool.
Why is the BEA RPP for New Jersey different from a single CPI number?
BEA splits regional price parity into three components — goods, services, and rents — reweighted to the BEA's national consumption basket. New Jersey's overall index of 108.9 reflects rents 134.1, services 114.8, and goods 105.8.
Where does New Jersey rank for Financial Analyst pay?
On nominal BLS wages alone, New Jersey ranks among the 51 states and DC by median pay. After the BEA cost-of-living adjustment the ordering changes — high-cost states fall, low-cost states rise. Both rankings are shown in the data table on this page.
How wide is the wage spread in New Jersey?
P10 to P90 spans $71,030 to $208,600. That spread captures entry-level to top-quartile pay, including specialty differentials and metro-area variance within the state.
Buy-side vs sell-side vs corporate finance analyst pay in New Jersey?
BLS aggregates SOC 13-2051 (Financial and Investment Analysts) without segmenting by sector. In New Jersey, buy-side roles at hedge funds, asset managers, and private equity firms typically lead on total comp at every level — bonus carry / performance fees can dwarf base. Sell-side investment banking analysts in New Jersey earn high cash comp but with steep hours; equity research mid-band; corporate finance / FP&A analysts earn the lowest among financial-analyst-track roles but with the most predictable hours. The New Jersey BLS median primarily reflects the corporate / FP&A end of the band; high-finance-cluster cities show much higher P90s as a result.

Sources & methodology

  • U.S. Bureau of Labor Statistics — Occupational Employment and Wage Statistics (OES), SOC 13-2051, 2024 reference period.
  • U.S. Bureau of Economic Analysis — Regional Price Parities, 2023 vintage (all-items, goods, services, rents).
  • Real-wage figures = nominal BLS wage ÷ (state RPP / 100).
  • See the methodology page for full computation details and limitations.

Cross-comparison: see how New Jersey Financial Analyst pay ranks against the other 254 state × occupation pages on the Real Wage Atlas → — four-way ranking by real wage, after-tax take-home, state-tax savings, and cost-of-living arbitrage.