How much does a Financial Analyst make in Rhode Island?

BLS reports a median annual wage of $84,800 for Financial Analysts in Rhode Island as of the latest OES release. That is the 50th-percentile figure — half earn more, half earn less. The 25th-percentile is $68,280 and the 75th-percentile is $125,510.

What does the top of the Financial Analyst pay scale look like in Rhode Island?

The 90th percentile lands at $217,290. That tier typically reflects senior roles, specialty certifications, high-cost-of-living metros within the state, or union-negotiated rate cards. Below that, the P75 quartile is $125,510.

Why is the BEA RPP for Rhode Island different from a single CPI number?

BEA splits regional price parity into three components — goods, services, and rents — reweighted to the BEA's national consumption basket. Rhode Island's overall index of 102.1 reflects rents 102.7, services 145.1, and goods 98.3.

Where does Rhode Island rank for Financial Analyst pay?

On nominal BLS wages alone, Rhode Island ranks among the 51 states and DC by median pay. After the BEA cost-of-living adjustment the ordering changes — high-cost states fall, low-cost states rise. Both rankings are shown in the data table on this page.

Should I negotiate based on the BLS median for Rhode Island?

The BLS median is a calibration anchor, not a ceiling. Use it to validate that an offer is in-band — anything well below the P25 in this state is a flag, anything above the P75 typically requires demonstrable specialty depth, niche credentials, or a high-COL metro within Rhode Island.

Does BLS financial analyst pay in Rhode Island include investment-banking bonuses?

BLS OEWS captures W-2 wage and salary income — which includes annual cash bonuses paid through payroll. So sell-side IB analyst-level bonuses, equity-research bonuses, and FP&A annual incentives all show up in the BLS figure. What's NOT included: deferred stock, unvested RSU grants, partnership distributions to senior associates and above, and post-tax-year 'true-up' bonuses paid through 1099. In Rhode Island, this means BLS reasonably represents junior analyst total comp but increasingly understates senior comp once equity becomes a meaningful share — gap widens at the P90 band.

Buy-side vs sell-side vs corporate finance analyst pay in Rhode Island?

BLS aggregates SOC 13-2051 (Financial and Investment Analysts) without segmenting by sector. In Rhode Island, buy-side roles at hedge funds, asset managers, and private equity firms typically lead on total comp at every level — bonus carry / performance fees can dwarf base. Sell-side investment banking analysts in Rhode Island earn high cash comp but with steep hours; equity research mid-band; corporate finance / FP&A analysts earn the lowest among financial-analyst-track roles but with the most predictable hours. The Rhode Island BLS median primarily reflects the corporate / FP&A end of the band; high-finance-cluster cities show much higher P90s as a result.

Rhode Island Financial Analyst Salary: BLS $85K Median, Real $83K (2026)

TL;DR

Headline Financial Analyst pay in Rhode Island is $84,800. Real take-home, after the state's cost-of-living index, lands at $83,084.
State ranks #37 nationally on nominal wage, #45 on real (RPP-adjusted) wage.
Mid-band cost of living: real and nominal wage are within a few percent of each other.
Bottom quartile $68,280, top quartile $125,510. The P90 ($217,290) is roughly 3.6× the P10 ($60,070).

Wage breakdown — Rhode Island

Percentile	Nominal (BLS)	Real (BEA RPP-adjusted)
P10 (entry tier)	$60,070	$58,855
P25 (lower quartile)	$68,280	$66,899
P50 (median)	$84,800	$83,084
P75 (upper quartile)	$125,510	$122,971
P90 (top tier)	$217,290	$212,894
Mean	$121,040	$118,591
Employment	1,820 Financial Analysts in Rhode Island

Cost of living — BEA Regional Price Parity

Component	Rhode Island index (US = 100)
All-items RPP	102.1
Goods	98.3
Services	145.1
Rents	102.7

Rhode Island's overall RPP (102.1) is close to the national 100 baseline; nominal and real wage move roughly together.

After-tax take-home — Rhode Island (2024 BLS · 2024 tax year, single filer)

Layer-by-layer take-home math at the BLS median

Layer	Amount	Note
Gross BLS P50 (Financial Analyst)	$84,800	nominal median
Federal income tax	−$9,903	11.7% effective; std deduction $15,750 applied
State income tax	−$2,784	3.75–5.99% (graduated)
FICA (SS 6.2% + Medicare 1.45%)	−$6,487	SS capped at $183,600 wage base
Take-home (after-tax)	$65,625	77.4% of gross
Real take-home (RPP-adjusted)	$64,298	÷ (102.1 / 100) BEA cost-of-living

What the Rhode Island state-tax burden means for Financial Analyst take-home

Mid-band state-tax burden at 3.3% effective. Combined with federal and FICA, take-home is $65,625 (77.4% of gross). After the 102.1 RPP, real take-home is $64,298.

Computed from 2026 IRS federal brackets (Rev. Proc. 2025-32), 2026 state DOR brackets, and 2026 FICA rates. Single filer, standard deduction, no other adjustments. See methodology · tax for limitations (married filers, ITM/SALT itemizers, retirement deferrals, HSA, dependent credits, etc.).

National context

Across the United States, BLS reports a national median of $101,350 for Financial Analysts with mean pay of $116,490 and total employment of 340,580. Rhode Island sits at #37 on nominal pay and #45 on real (cost-adjusted) pay among the 51 states and DC. After cost adjustment, Rhode Island falls 8 positions — the cost premium eats into the headline wage.

Frequently asked questions

How much does a Financial Analyst make in Rhode Island?: BLS reports a median annual wage of $84,800 for Financial Analysts in Rhode Island as of the latest OES release. That is the 50th-percentile figure — half earn more, half earn less. The 25th-percentile is $68,280 and the 75th-percentile is $125,510.
What does the top of the Financial Analyst pay scale look like in Rhode Island?: The 90th percentile lands at $217,290. That tier typically reflects senior roles, specialty certifications, high-cost-of-living metros within the state, or union-negotiated rate cards. Below that, the P75 quartile is $125,510.
Why is the BEA RPP for Rhode Island different from a single CPI number?: BEA splits regional price parity into three components — goods, services, and rents — reweighted to the BEA's national consumption basket. Rhode Island's overall index of 102.1 reflects rents 102.7, services 145.1, and goods 98.3.
Where does Rhode Island rank for Financial Analyst pay?: On nominal BLS wages alone, Rhode Island ranks among the 51 states and DC by median pay. After the BEA cost-of-living adjustment the ordering changes — high-cost states fall, low-cost states rise. Both rankings are shown in the data table on this page.
Should I negotiate based on the BLS median for Rhode Island?: The BLS median is a calibration anchor, not a ceiling. Use it to validate that an offer is in-band — anything well below the P25 in this state is a flag, anything above the P75 typically requires demonstrable specialty depth, niche credentials, or a high-COL metro within Rhode Island.
Does BLS financial analyst pay in Rhode Island include investment-banking bonuses?: BLS OEWS captures W-2 wage and salary income — which includes annual cash bonuses paid through payroll. So sell-side IB analyst-level bonuses, equity-research bonuses, and FP&A annual incentives all show up in the BLS figure. What's NOT included: deferred stock, unvested RSU grants, partnership distributions to senior associates and above, and post-tax-year 'true-up' bonuses paid through 1099. In Rhode Island, this means BLS reasonably represents junior analyst total comp but increasingly understates senior comp once equity becomes a meaningful share — gap widens at the P90 band.
Buy-side vs sell-side vs corporate finance analyst pay in Rhode Island?: BLS aggregates SOC 13-2051 (Financial and Investment Analysts) without segmenting by sector. In Rhode Island, buy-side roles at hedge funds, asset managers, and private equity firms typically lead on total comp at every level — bonus carry / performance fees can dwarf base. Sell-side investment banking analysts in Rhode Island earn high cash comp but with steep hours; equity research mid-band; corporate finance / FP&A analysts earn the lowest among financial-analyst-track roles but with the most predictable hours. The Rhode Island BLS median primarily reflects the corporate / FP&A end of the band; high-finance-cluster cities show much higher P90s as a result.

Sources & methodology

U.S. Bureau of Labor Statistics — Occupational Employment and Wage Statistics (OES), SOC 13-2051, 2024 reference period.
U.S. Bureau of Economic Analysis — Regional Price Parities, 2023 vintage (all-items, goods, services, rents).
Real-wage figures = nominal BLS wage ÷ (state RPP / 100).
See the methodology page for full computation details and limitations.

By Marcus Liang · Founder & Editor · Last synced 2026-05-05.

Cross-comparison: see how Rhode Island Financial Analyst pay ranks against the other 254 state × occupation pages on the Real Wage Atlas → — four-way ranking by real wage, after-tax take-home, state-tax savings, and cost-of-living arbitrage.