How much does a Financial Analyst make in Texas?

BLS reports a median annual wage of $92,370 for Financial Analysts in Texas as of the latest OES release. That is the 50th-percentile figure — half earn more, half earn less. The 25th-percentile is $72,580 and the 75th-percentile is $121,680.

What does the top of the Financial Analyst pay scale look like in Texas?

The 90th percentile lands at $153,250. That tier typically reflects senior roles, specialty certifications, high-cost-of-living metros within the state, or union-negotiated rate cards. Below that, the P75 quartile is $121,680.

Why is the BEA RPP for Texas different from a single CPI number?

BEA splits regional price parity into three components — goods, services, and rents — reweighted to the BEA's national consumption basket. Texas's overall index of 97.1 reflects rents 97.5, services 92.4, and goods 98.1.

Where does Texas rank for Financial Analyst pay?

On nominal BLS wages alone, Texas ranks among the 51 states and DC by median pay. After the BEA cost-of-living adjustment the ordering changes — high-cost states fall, low-cost states rise. Both rankings are shown in the data table on this page.

Is Texas a 'real-wage arbitrage' state for Financial Analysts?

No — Texas's RPP is close to the national 100 baseline, so nominal and real wages move roughly together. Neither an arbitrage nor a penalty state.

What are the limits of these Financial Analyst salary numbers?

BLS OES is an employer survey of W-2 wages — it excludes contractor pay, bonuses outside the base wage definition, equity compensation, and tip income. Self-employed practitioners and gig workers are not represented. For occupations with significant non-W-2 income, the BLS figure is a floor, not a complete picture.

Does CFA charterholder status raise financial analyst pay in Texas?

CFA Institute survey data and industry comp reports typically show a 10-20% pay premium for CFA charterholders over non-charterholders at comparable seniority — though the causal share (vs. selection effect: higher-track analysts pursue CFA) is debated. In Texas, the CFA premium is largest in equity research, portfolio management, and credit analysis roles where the credential is functionally required at the senior level; in IB and corporate finance the premium is smaller and substitutable with MBA. The 4-year, three-exam CFA path costs $3-5K in fees and 900-1,000 study hours, so the realized ROI in Texas depends heavily on whether the role values the credential for promotion vs. just hiring.

Financial Analyst Pay in Texas: $92K Median + Purchasing Power (2026)

TL;DR

Financial Analysts in Texas earn a BLS median of $92,370, with real take-home of $95,090 after BEA RPP adjustment.
Bottom quartile $72,580, top quartile $121,680. The P90 ($153,250) is roughly 2.5× the P10 ($60,660).
Cost adjustment is small — neither an arbitrage state nor a high-cost penalty.
Financial Analyst ranking: #23 on the BLS table, #26 once cost of living is in.

Wage breakdown — Texas

Percentile	Nominal (BLS)	Real (BEA RPP-adjusted)
P10 (entry tier)	$60,660	$62,446
P25 (lower quartile)	$72,580	$74,717
P50 (median)	$92,370	$95,090
P75 (upper quartile)	$121,680	$125,263
P90 (top tier)	$153,250	$157,762
Mean	$102,870	$105,899
Employment	26,940 Financial Analysts in Texas

Cost of living — BEA Regional Price Parity

Component	Texas index (US = 100)
All-items RPP	97.1
Goods	98.1
Services	92.4
Rents	97.5

Texas's overall RPP (97.1) is close to the national 100 baseline; nominal and real wage move roughly together.

After-tax take-home — Texas (2024 BLS · 2024 tax year, single filer)

Layer-by-layer take-home math at the BLS median

Layer	Amount	Note
Gross BLS P50 (Financial Analyst)	$92,370	nominal median
Federal income tax	−$11,568	12.5% effective; std deduction $15,750 applied
State income tax	$0	no state income tax
FICA (SS 6.2% + Medicare 1.45%)	−$7,066	SS capped at $183,600 wage base
Take-home (after-tax)	$73,735	79.8% of gross
Real take-home (RPP-adjusted)	$75,906	÷ (97.1 / 100) BEA cost-of-living

What the Texas state-tax burden means for Financial Analyst take-home

Texas levies no state income tax on wages, which is worth roughly $4,619 a year for a Financial Analyst at the BLS median compared with the national-average state burden (≈5%). After the favorable cost of living, real take-home is $75,906 — higher than the nominal after-tax figure because RPP is below 100.

Computed from 2026 IRS federal brackets (Rev. Proc. 2025-32), 2026 state DOR brackets, and 2026 FICA rates. Single filer, standard deduction, no other adjustments. See methodology · tax for limitations (married filers, ITM/SALT itemizers, retirement deferrals, HSA, dependent credits, etc.).

National context

Across the United States, BLS reports a national median of $101,350 for Financial Analysts with mean pay of $116,490 and total employment of 340,580. Texas sits at #23 on nominal pay and #26 on real (cost-adjusted) pay among the 51 states and DC. After cost adjustment, Texas falls 3 positions — the cost premium eats into the headline wage.

Frequently asked questions

How much does a Financial Analyst make in Texas?: BLS reports a median annual wage of $92,370 for Financial Analysts in Texas as of the latest OES release. That is the 50th-percentile figure — half earn more, half earn less. The 25th-percentile is $72,580 and the 75th-percentile is $121,680.
What does the top of the Financial Analyst pay scale look like in Texas?: The 90th percentile lands at $153,250. That tier typically reflects senior roles, specialty certifications, high-cost-of-living metros within the state, or union-negotiated rate cards. Below that, the P75 quartile is $121,680.
Why is the BEA RPP for Texas different from a single CPI number?: BEA splits regional price parity into three components — goods, services, and rents — reweighted to the BEA's national consumption basket. Texas's overall index of 97.1 reflects rents 97.5, services 92.4, and goods 98.1.
Where does Texas rank for Financial Analyst pay?: On nominal BLS wages alone, Texas ranks among the 51 states and DC by median pay. After the BEA cost-of-living adjustment the ordering changes — high-cost states fall, low-cost states rise. Both rankings are shown in the data table on this page.
Is Texas a 'real-wage arbitrage' state for Financial Analysts?: No — Texas's RPP is close to the national 100 baseline, so nominal and real wages move roughly together. Neither an arbitrage nor a penalty state.
What are the limits of these Financial Analyst salary numbers?: BLS OES is an employer survey of W-2 wages — it excludes contractor pay, bonuses outside the base wage definition, equity compensation, and tip income. Self-employed practitioners and gig workers are not represented. For occupations with significant non-W-2 income, the BLS figure is a floor, not a complete picture.
Does CFA charterholder status raise financial analyst pay in Texas?: CFA Institute survey data and industry comp reports typically show a 10-20% pay premium for CFA charterholders over non-charterholders at comparable seniority — though the causal share (vs. selection effect: higher-track analysts pursue CFA) is debated. In Texas, the CFA premium is largest in equity research, portfolio management, and credit analysis roles where the credential is functionally required at the senior level; in IB and corporate finance the premium is smaller and substitutable with MBA. The 4-year, three-exam CFA path costs $3-5K in fees and 900-1,000 study hours, so the realized ROI in Texas depends heavily on whether the role values the credential for promotion vs. just hiring.

Sources & methodology

U.S. Bureau of Labor Statistics — Occupational Employment and Wage Statistics (OES), SOC 13-2051, 2024 reference period.
U.S. Bureau of Economic Analysis — Regional Price Parities, 2023 vintage (all-items, goods, services, rents).
Real-wage figures = nominal BLS wage ÷ (state RPP / 100).
See the methodology page for full computation details and limitations.

By Marcus Liang · Founder & Editor · Last synced 2026-05-05.

Cross-comparison: see how Texas Financial Analyst pay ranks against the other 254 state × occupation pages on the Real Wage Atlas → — four-way ranking by real wage, after-tax take-home, state-tax savings, and cost-of-living arbitrage.