Financial Analyst · Vermont · SOC 13-2051
2026 Financial Analyst Pay in Vermont: BLS Median + Real Take-Home
BLS Occupational Employment and Wage Statistics, 2024 reference period · BEA Regional Price Parity 2023 vintage · Last synced 2026-05-05.
TL;DR
- Headline Financial Analyst pay in Vermont is $96,260. Real take-home, after the state's cost-of-living index, lands at $99,092.
- P25-P75 spread runs $77,320 to $117,660; P10 floor $67,730, P90 ceiling $158,800.
- Cost adjustment is small — neither an arbitrage state nor a high-cost penalty.
- Nominal: #17/51 · Real: #16/51 — ranking shifts by 1 positions after RPP.
Wage breakdown — Vermont
| Percentile | Nominal (BLS) | Real (BEA RPP-adjusted) |
|---|---|---|
| P10 (entry tier) | $67,730 | $69,723 |
| P25 (lower quartile) | $77,320 | $79,595 |
| P50 (median) | $96,260 | $99,092 |
| P75 (upper quartile) | $117,660 | $121,122 |
| P90 (top tier) | $158,800 | $163,472 |
| Mean | $108,390 | $111,579 |
| Employment | 260 Financial Analysts in Vermont | |
Cost of living — BEA Regional Price Parity
| Component | Vermont index (US = 100) |
|---|---|
| All-items RPP | 97.1 |
| Goods | 97.9 |
| Services | 122.1 |
| Rents | 82.3 |
Vermont's overall RPP (97.1) is close to the national 100 baseline; nominal and real wage move roughly together.
After-tax take-home — Vermont (2024 BLS · 2024 tax year, single filer)
Layer-by-layer take-home math at the BLS median
| Layer | Amount | Note |
|---|---|---|
| Gross BLS P50 (Financial Analyst) | $96,260 | nominal median |
| Federal income tax | −$12,424 | 12.9% effective; std deduction $15,750 applied |
| State income tax | −$4,308 | 3.35–8.75% (graduated) |
| FICA (SS 6.2% + Medicare 1.45%) | −$7,364 | SS capped at $183,600 wage base |
| Take-home (after-tax) | $72,164 | 75.0% of gross |
| Real take-home (RPP-adjusted) | $74,287 | ÷ (97.1 / 100) BEA cost-of-living |
What the Vermont state-tax burden means for Financial Analyst take-home
Mid-band state-tax burden at 4.5% effective. Combined with federal and FICA, take-home is $72,164 (75.0% of gross). After the 97.1 RPP, real take-home is $74,287.
Computed from 2026 IRS federal brackets (Rev. Proc. 2025-32), 2026 state DOR brackets, and 2026 FICA rates. Single filer, standard deduction, no other adjustments. See methodology · tax for limitations (married filers, ITM/SALT itemizers, retirement deferrals, HSA, dependent credits, etc.).
National context
Across the United States, BLS reports a national median of $101,350 for Financial Analysts with mean pay of $116,490 and total employment of 340,580. Vermont sits at #17 on nominal pay and #16 on real (cost-adjusted) pay among the 51 states and DC. After cost adjustment, Vermont climbs 1 positions — the cost of living is favorable relative to the wage.
Frequently asked questions
- How much does a Financial Analyst make in Vermont?
- BLS reports a median annual wage of $96,260 for Financial Analysts in Vermont as of the latest OES release. That is the 50th-percentile figure — half earn more, half earn less. The 25th-percentile is $77,320 and the 75th-percentile is $117,660.
- How are Vermont Financial Analyst salaries calculated on this page?
- Nominal wages come from BLS Occupational Employment and Wage Statistics (OES) — annual employer surveys, May 2026 reference period. Real-wage figures use BEA Regional Price Parities (2023 vintage) to adjust for state-level cost of living. No self-report or jobs-board data is mixed in.
- What does the top of the Financial Analyst pay scale look like in Vermont?
- The 90th percentile lands at $158,800. That tier typically reflects senior roles, specialty certifications, high-cost-of-living metros within the state, or union-negotiated rate cards. Below that, the P75 quartile is $117,660.
- Where does Vermont rank for Financial Analyst pay?
- On nominal BLS wages alone, Vermont ranks among the 51 states and DC by median pay. After the BEA cost-of-living adjustment the ordering changes — high-cost states fall, low-cost states rise. Both rankings are shown in the data table on this page.
- Is Vermont a 'real-wage arbitrage' state for Financial Analysts?
- No — Vermont's RPP is close to the national 100 baseline, so nominal and real wages move roughly together. Neither an arbitrage nor a penalty state.
- What are the limits of these Financial Analyst salary numbers?
- BLS OES is an employer survey of W-2 wages — it excludes contractor pay, bonuses outside the base wage definition, equity compensation, and tip income. Self-employed practitioners and gig workers are not represented. For occupations with significant non-W-2 income, the BLS figure is a floor, not a complete picture.
- Does CFA charterholder status raise financial analyst pay in Vermont?
- CFA Institute survey data and industry comp reports typically show a 10-20% pay premium for CFA charterholders over non-charterholders at comparable seniority — though the causal share (vs. selection effect: higher-track analysts pursue CFA) is debated. In Vermont, the CFA premium is largest in equity research, portfolio management, and credit analysis roles where the credential is functionally required at the senior level; in IB and corporate finance the premium is smaller and substitutable with MBA. The 4-year, three-exam CFA path costs $3-5K in fees and 900-1,000 study hours, so the realized ROI in Vermont depends heavily on whether the role values the credential for promotion vs. just hiring.
Sources & methodology
- U.S. Bureau of Labor Statistics — Occupational Employment and Wage Statistics (OES), SOC 13-2051, 2024 reference period.
- U.S. Bureau of Economic Analysis — Regional Price Parities, 2023 vintage (all-items, goods, services, rents).
- Real-wage figures = nominal BLS wage ÷ (state RPP / 100).
- See the methodology page for full computation details and limitations.
Cross-comparison: see how Vermont Financial Analyst pay ranks against the other 254 state × occupation pages on the Real Wage Atlas → — four-way ranking by real wage, after-tax take-home, state-tax savings, and cost-of-living arbitrage.