Physical Therapist · Massachusetts · SOC 29-1123
2026 Physical Therapist Pay in Massachusetts: BLS Median + Real Take-Home
BLS Occupational Employment and Wage Statistics, 2024 reference period · BEA Regional Price Parity 2023 vintage · Last synced 2026-05-05.
TL;DR
- Physical Therapists in Massachusetts earn a BLS median of $102,260, with real take-home of $94,971 after BEA RPP adjustment.
- On a real-wage basis, this state sits at #46 of 51; nominal rank is #12.
- Cost of living tracks roughly with the national index, so nominal and real wages stay close.
- Wage envelope: $79,930 (P10) to $128,160 (P90), with quartiles at $91,010 and $118,130.
- Massachusetts stays outside the PT Compact, so cross-state moves require a separate endorsement application.
Wage breakdown — Massachusetts
| Percentile | Nominal (BLS) | Real (BEA RPP-adjusted) |
|---|---|---|
| P10 (entry tier) | $79,930 | $74,233 |
| P25 (lower quartile) | $91,010 | $84,523 |
| P50 (median) | $102,260 | $94,971 |
| P75 (upper quartile) | $118,130 | $109,710 |
| P90 (top tier) | $128,160 | $119,025 |
| Mean | $104,130 | $96,708 |
| Employment | 6,600 PTs in Massachusetts | |
Cost of living — BEA Regional Price Parity
| Component | Massachusetts index (US = 100) |
|---|---|
| All-items RPP | 107.7 |
| Goods | 100.0 |
| Services | 166.1 |
| Rents | 130.1 |
Massachusetts is a high-cost state — RPP 107.7 above the national 100 baseline. Most of the cost premium routes through rents (130.1) and services (166.1).
After-tax take-home — Massachusetts (2024 BLS · 2024 tax year, single filer)
Layer-by-layer take-home math at the BLS median
| Layer | Amount | Note |
|---|---|---|
| Gross BLS P50 (PT) | $102,260 | nominal median |
| Federal income tax | −$13,744 | 13.4% effective; std deduction $15,750 applied |
| State income tax | −$5,113 | 5% flat 2026 (4% surtax above $1M) |
| FICA (SS 6.2% + Medicare 1.45%) | −$7,823 | SS capped at $183,600 wage base |
| Take-home (after-tax) | $75,580 | 73.9% of gross |
| Real take-home (RPP-adjusted) | $70,193 | ÷ (107.7 / 100) BEA cost-of-living |
What the Massachusetts state-tax burden means for PT take-home
Mid-band state-tax burden at 5.0% effective. Combined with federal and FICA, take-home is $75,580 (73.9% of gross). After the 107.7 RPP, real take-home is $70,193.
Computed from 2026 IRS federal brackets (Rev. Proc. 2025-32), 2026 state DOR brackets, and 2026 FICA rates. Single filer, standard deduction, no other adjustments. See methodology · tax for limitations (married filers, ITM/SALT itemizers, retirement deferrals, HSA, dependent credits, etc.).
National context
Across the United States, BLS reports a national median of $101,020 for PTs with mean pay of $102,400 and total employment of 248,630. Massachusetts sits at #12 on nominal pay and #46 on real (cost-adjusted) pay among the 51 states and DC. After cost adjustment, Massachusetts falls 34 positions — the cost premium eats into the headline wage.
Licensure — Massachusetts (PT Compact)
Massachusetts is not currently a PT Compact member. PTs moving to Massachusetts must apply for a Massachusetts-specific license through endorsement; a Compact Privilege from another state is not sufficient. Endorsement fees and processing timelines are set by the Massachusetts Board of Physical Therapy.
Legislative status (2026-05): PT Compact legislation introduced 2023; pending in committee.
Source: ptcompact.org state status — re-synced quarterly. See PT Compact reciprocity hub for the cross-state matrix and changelog for status changes.
Frequently asked questions
- How much does a PT make in Massachusetts?
- BLS reports a median annual wage of $102,260 for PTs in Massachusetts as of the latest OES release. That is the 50th-percentile figure — half earn more, half earn less. The 25th-percentile is $91,010 and the 75th-percentile is $118,130.
- How many PTs does Massachusetts employ?
- BLS OES counts 6,600 PTs employed in Massachusetts in the most recent release. Employment density relative to population determines whether wage tiers reflect a robust competitive market or a thinner labor pool.
- Why is the BEA RPP for Massachusetts different from a single CPI number?
- BEA splits regional price parity into three components — goods, services, and rents — reweighted to the BEA's national consumption basket. Massachusetts's overall index of 107.7 reflects rents 130.1, services 166.1, and goods 100.0.
- Where does Massachusetts rank for PT pay?
- On nominal BLS wages alone, Massachusetts ranks among the 51 states and DC by median pay. After the BEA cost-of-living adjustment the ordering changes — high-cost states fall, low-cost states rise. Both rankings are shown in the data table on this page.
- How wide is the wage spread in Massachusetts?
- P10 to P90 spans $79,930 to $128,160. That spread captures entry-level to top-quartile pay, including specialty differentials and metro-area variance within the state.
- DPT degree ROI in Massachusetts — does the salary justify $100K+ tuition?
- BLS reports a Massachusetts PT median in the table above; DPT programs typically run $80K-$150K in tuition plus 3 years of foregone earnings. ROI breakeven is usually 8-15 years post-graduation depending on starting compensation, specialty (orthopedic / neuro / cardiopulmonary), and clinical setting (outpatient vs hospital vs home health).
- Outpatient vs hospital vs home-health PT pay in Massachusetts?
- BLS does not segment PT pay by setting. In practice across Massachusetts, hospital-based PTs typically lead on hourly rate, home-health PTs lead on per-visit productivity bonuses, and outpatient orthopedic clinics fall in the middle. Travel-PT contracts can substantially exceed all staff settings during demand spikes.
Sources & methodology
- U.S. Bureau of Labor Statistics — Occupational Employment and Wage Statistics (OES), SOC 29-1123, 2024 reference period.
- U.S. Bureau of Economic Analysis — Regional Price Parities, 2023 vintage (all-items, goods, services, rents).
- Real-wage figures = nominal BLS wage ÷ (state RPP / 100).
- See the methodology page for full computation details and limitations.
Cross-comparison: see how Massachusetts PT pay ranks against the other 254 state × occupation pages on the Real Wage Atlas → — four-way ranking by real wage, after-tax take-home, state-tax savings, and cost-of-living arbitrage.