TL;DR

  • Headline RN pay in Massachusetts is $101,970. Real take-home, after the state's cost-of-living index, lands at $94,702.
  • State ranks #10 nationally on nominal wage, #14 on real (RPP-adjusted) wage.
  • Cost of living tracks roughly with the national index, so nominal and real wages stay close.
  • Bottom quartile $83,980, top quartile $132,980. The P90 ($173,590) is roughly 2.3× the P10 ($76,950).
  • Massachusetts is not in the NLC compact; RNs need a state-specific license here, no multistate shortcut.

Wage breakdown — Massachusetts

Percentile Nominal (BLS) Real (BEA RPP-adjusted)
P10 (entry tier)$76,950$71,465
P25 (lower quartile)$83,980$77,994
P50 (median)$101,970$94,702
P75 (upper quartile)$132,980$123,501
P90 (top tier)$173,590$161,217
Mean$112,610$104,583
Employment90,190 RNs in Massachusetts

Cost of living — BEA Regional Price Parity

ComponentMassachusetts index (US = 100)
All-items RPP107.7
Goods100.0
Services166.1
Rents130.1

Massachusetts is a high-cost state — RPP 107.7 above the national 100 baseline. Most of the cost premium routes through rents (130.1) and services (166.1).

After-tax take-home — Massachusetts (2024 BLS · 2024 tax year, single filer)

Layer-by-layer take-home math at the BLS median

LayerAmountNote
Gross BLS P50 (RN)$101,970nominal median
Federal income tax−$13,68013.4% effective; std deduction $15,750 applied
State income tax−$5,0995% flat 2026 (4% surtax above $1M)
FICA (SS 6.2% + Medicare 1.45%)−$7,801SS capped at $183,600 wage base
Take-home (after-tax)$75,39073.9% of gross
Real take-home (RPP-adjusted)$70,017÷ (107.7 / 100) BEA cost-of-living

What the Massachusetts state-tax burden means for RN take-home

Mid-band state-tax burden at 5.0% effective. Combined with federal and FICA, take-home is $75,390 (73.9% of gross). After the 107.7 RPP, real take-home is $70,017.

Computed from 2026 IRS federal brackets (Rev. Proc. 2025-32), 2026 state DOR brackets, and 2026 FICA rates. Single filer, standard deduction, no other adjustments. See methodology · tax for limitations (married filers, ITM/SALT itemizers, retirement deferrals, HSA, dependent credits, etc.).

National context

Across the United States, BLS reports a national median of $93,600 for RNs with mean pay of $98,430 and total employment of 3,282,010. Massachusetts sits at #10 on nominal pay and #14 on real (cost-adjusted) pay among the 51 states and DC. After cost adjustment, Massachusetts falls 4 positions — the cost premium eats into the headline wage.

Licensure — Massachusetts (NLC)

Massachusetts is not currently a NLC member. RNs moving to Massachusetts must apply for a Massachusetts-issued license through endorsement; a multistate license from a Compact state alone is not sufficient. Endorsement timelines and fees are set by the Massachusetts Board of Nursing.

Legislative status (2026-05): Bill SD 1990 introduced; in Joint Committee on Public Health. No floor vote scheduled.

Source: NCSBN compact implementation tracker — re-synced quarterly. See NLC reciprocity hub for the cross-state matrix and changelog for status changes.

Frequently asked questions

What is the real (cost-adjusted) RN salary in Massachusetts?
After BEA RPP adjustment (regional price parity index 107.7 for Massachusetts), the real-wage equivalent is $94,702 — what the $101,970 nominal salary actually buys. Quartiles in real terms: $77,994 to $123,501.
How are Massachusetts RN salaries calculated on this page?
Nominal wages come from BLS Occupational Employment and Wage Statistics (OES) — annual employer surveys, May 2026 reference period. Real-wage figures use BEA Regional Price Parities (2023 vintage) to adjust for state-level cost of living. No self-report or jobs-board data is mixed in.
What does the top of the RN pay scale look like in Massachusetts?
The 90th percentile lands at $173,590. That tier typically reflects senior roles, specialty certifications, high-cost-of-living metros within the state, or union-negotiated rate cards. Below that, the P75 quartile is $132,980.
Why is the BEA RPP for Massachusetts different from a single CPI number?
BEA splits regional price parity into three components — goods, services, and rents — reweighted to the BEA's national consumption basket. Massachusetts's overall index of 107.7 reflects rents 130.1, services 166.1, and goods 100.0.
When does this data update?
BLS OES releases a new May reference set roughly each spring; we re-run the ETL pipeline within two weeks of release. BEA RPP refreshes annually. The last-synced timestamp at the top of this page reflects the most recent build.
How does specialty (ICU, OR, NICU, ER, L&D) affect RN pay in Massachusetts?
BLS reports a single 'Registered Nurses' SOC code (29-1141), so the figures on this page are not specialty-segmented. In practice, ICU, NICU, and OR roles in Massachusetts typically pay 8-15% above the all-RN median; L&D and ER vary by hospital system. Travel-RN contracts can substantially exceed staff rates during demand spikes.
Travel RN vs staff RN in Massachusetts — which earns more on a real basis?
Travel RN gross weekly is usually higher, but the real comparison nets out housing stipends (which are tax-advantaged but state-dependent), per-diem premiums, and the lack of staff-side benefits and pension accrual. In Massachusetts, the real-wage gap is narrower than the headline contract numbers suggest.

Sources & methodology

  • U.S. Bureau of Labor Statistics — Occupational Employment and Wage Statistics (OES), SOC 29-1141, 2024 reference period.
  • U.S. Bureau of Economic Analysis — Regional Price Parities, 2023 vintage (all-items, goods, services, rents).
  • Real-wage figures = nominal BLS wage ÷ (state RPP / 100).
  • See the methodology page for full computation details and limitations.

Cross-comparison: see how Massachusetts RN pay ranks against the other 254 state × occupation pages on the Real Wage Atlas → — four-way ranking by real wage, after-tax take-home, state-tax savings, and cost-of-living arbitrage.