TL;DR

  • Montana pays Software Engineers a BLS median of $100,190 — the more useful number is $110,082, what that paycheck buys after rent and services.
  • Quartile range $77,990 (bottom 25%) to $163,730 (top 25%); the P10-P90 envelope is $62,890 to $216,250.
  • Low BEA RPP (91.0) means the paycheck stretches further than the BLS number suggests; net lift roughly $9,892.
  • Nominal: #47/51 · Real: #48/51 — ranking shifts by 1 positions after RPP.

Wage breakdown — Montana

Percentile Nominal (BLS) Real (BEA RPP-adjusted)
P10 (entry tier)$62,890$69,099
P25 (lower quartile)$77,990$85,690
P50 (median)$100,190$110,082
P75 (upper quartile)$163,730$179,895
P90 (top tier)$216,250$237,601
Mean$120,950$132,892
Employment2,070 Software Engineers in Montana

Cost of living — BEA Regional Price Parity

ComponentMontana index (US = 100)
All-items RPP91.0
Goods96.5
Services72.8
Rents76.8

Montana sits below the national baseline (RPP 91.0), so nominal pay translates to a higher real wage than the BLS median suggests — particularly visible in rents at 76.8.

After-tax take-home — Montana (2024 BLS · 2024 tax year, single filer)

Layer-by-layer take-home math at the BLS median

LayerAmountNote
Gross BLS P50 (Software Engineer)$100,190nominal median
Federal income tax−$13,28913.3% effective; std deduction $15,750 applied
State income tax−$4,8044.7–5.9% (2 brackets)
FICA (SS 6.2% + Medicare 1.45%)−$7,665SS capped at $183,600 wage base
Take-home (after-tax)$74,43374.3% of gross
Real take-home (RPP-adjusted)$81,782÷ (91.0 / 100) BEA cost-of-living

What the Montana state-tax burden means for Software Engineer take-home

Mid-band state-tax burden at 4.8% effective. Combined with federal and FICA, take-home is $74,433 (74.3% of gross). After the 91.0 RPP, real take-home is $81,782.

Computed from 2026 IRS federal brackets (Rev. Proc. 2025-32), 2026 state DOR brackets, and 2026 FICA rates. Single filer, standard deduction, no other adjustments. See methodology · tax for limitations (married filers, ITM/SALT itemizers, retirement deferrals, HSA, dependent credits, etc.).

National context

Across the United States, BLS reports a national median of $133,080 for Software Engineers with mean pay of $144,570 and total employment of 1,654,440. Montana sits at #47 on nominal pay and #48 on real (cost-adjusted) pay among the 51 states and DC. After cost adjustment, Montana falls 1 positions — the cost premium eats into the headline wage.

Frequently asked questions

How much does a Software Engineer make in Montana?
BLS reports a median annual wage of $100,190 for Software Engineers in Montana as of the latest OES release. That is the 50th-percentile figure — half earn more, half earn less. The 25th-percentile is $77,990 and the 75th-percentile is $163,730.
How are Montana Software Engineer salaries calculated on this page?
Nominal wages come from BLS Occupational Employment and Wage Statistics (OES) — annual employer surveys, May 2026 reference period. Real-wage figures use BEA Regional Price Parities (2023 vintage) to adjust for state-level cost of living. No self-report or jobs-board data is mixed in.
What does the top of the Software Engineer pay scale look like in Montana?
The 90th percentile lands at $216,250. That tier typically reflects senior roles, specialty certifications, high-cost-of-living metros within the state, or union-negotiated rate cards. Below that, the P75 quartile is $163,730.
How many Software Engineers does Montana employ?
BLS OES counts 2,070 Software Engineers employed in Montana in the most recent release. Employment density relative to population determines whether wage tiers reflect a robust competitive market or a thinner labor pool.
Where does Montana rank for Software Engineer pay?
On nominal BLS wages alone, Montana ranks among the 51 states and DC by median pay. After the BEA cost-of-living adjustment the ordering changes — high-cost states fall, low-cost states rise. Both rankings are shown in the data table on this page.
When does this data update?
BLS OES releases a new May reference set roughly each spring; we re-run the ETL pipeline within two weeks of release. BEA RPP refreshes annually. The last-synced timestamp at the top of this page reflects the most recent build.
How does remote work affect software engineer pay in Montana?
Remote-first companies typically anchor pay to one of three reference markets (Bay Area, NYC, or a national average) regardless of where the engineer lives. Montana-resident engineers working remotely for high-CoL companies can earn well above the in-state BLS median; the BEA RPP-adjusted real wage advantage is meaningful. Conversely, location-adjusted remote bands compress the spread.

Sources & methodology

  • U.S. Bureau of Labor Statistics — Occupational Employment and Wage Statistics (OES), SOC 15-1252, 2024 reference period.
  • U.S. Bureau of Economic Analysis — Regional Price Parities, 2023 vintage (all-items, goods, services, rents).
  • Real-wage figures = nominal BLS wage ÷ (state RPP / 100).
  • See the methodology page for full computation details and limitations.

Cross-comparison: see how Montana Software Engineer pay ranks against the other 254 state × occupation pages on the Real Wage Atlas → — four-way ranking by real wage, after-tax take-home, state-tax savings, and cost-of-living arbitrage.