TL;DR

  • BLS reports Indiana MA median pay at $42,390. Adjusted for state cost of living, real purchasing power equals $46,028.
  • BLS percentile breakdown: P10 $35,930 · P25 $37,690 · P75 $46,360 · P90 $48,550.
  • Cost of living below the national index lifts real wage by $3,638 over the nominal — a take-home arbitrage that nominal-ranking tables miss.
  • Nominal: #29/51 · Real: #15/51 — ranking shifts by 14 positions after RPP.

Wage breakdown — Indiana

Percentile Nominal (BLS) Real (BEA RPP-adjusted)
P10 (entry tier)$35,930$39,013
P25 (lower quartile)$37,690$40,924
P50 (median)$42,390$46,028
P75 (upper quartile)$46,360$50,338
P90 (top tier)$48,550$52,716
Mean$42,490$46,136
Employment22,090 MAs in Indiana

Cost of living — BEA Regional Price Parity

ComponentIndiana index (US = 100)
All-items RPP92.1
Goods95.6
Services84.7
Rents71.3

Indiana sits below the national baseline (RPP 92.1), so nominal pay translates to a higher real wage than the BLS median suggests — particularly visible in rents at 71.3.

After-tax take-home — Indiana (2024 BLS · 2024 tax year, single filer)

Layer-by-layer take-home math at the BLS median

LayerAmountNote
Gross BLS P50 (MA)$42,390nominal median
Federal income tax−$2,9497.0% effective; std deduction $15,750 applied
State income tax−$1,2292.9% flat 2026 (+ ~1% county avg)
FICA (SS 6.2% + Medicare 1.45%)−$3,243SS capped at $183,600 wage base
Take-home (after-tax)$34,96982.5% of gross
Real take-home (RPP-adjusted)$37,970÷ (92.1 / 100) BEA cost-of-living

What the Indiana state-tax burden means for MA take-home

Mid-band state-tax burden at 2.9% effective. Combined with federal and FICA, take-home is $34,969 (82.5% of gross). After the 92.1 RPP, real take-home is $37,970. Local-tax overlay: Every Indiana county levies a local income tax averaging 1–3% — Marion (Indianapolis) 2.02%, Lake 1.5%, Allen 1.59%.

Computed from 2026 IRS federal brackets (Rev. Proc. 2025-32), 2026 state DOR brackets, and 2026 FICA rates. Single filer, standard deduction, no other adjustments. See methodology · tax for limitations (married filers, ITM/SALT itemizers, retirement deferrals, HSA, dependent credits, etc.).

National context

Across the United States, BLS reports a national median of $44,200 for MAs with mean pay of $44,720 and total employment of 793,460. Indiana sits at #29 on nominal pay and #15 on real (cost-adjusted) pay among the 51 states and DC. After cost adjustment, Indiana climbs 14 positions — the cost of living is favorable relative to the wage.

Frequently asked questions

How are Indiana MA salaries calculated on this page?
Nominal wages come from BLS Occupational Employment and Wage Statistics (OES) — annual employer surveys, May 2026 reference period. Real-wage figures use BEA Regional Price Parities (2023 vintage) to adjust for state-level cost of living. No self-report or jobs-board data is mixed in.
What does the top of the MA pay scale look like in Indiana?
The 90th percentile lands at $48,550. That tier typically reflects senior roles, specialty certifications, high-cost-of-living metros within the state, or union-negotiated rate cards. Below that, the P75 quartile is $46,360.
How many MAs does Indiana employ?
BLS OES counts 22,090 MAs employed in Indiana in the most recent release. Employment density relative to population determines whether wage tiers reflect a robust competitive market or a thinner labor pool.
Why is the BEA RPP for Indiana different from a single CPI number?
BEA splits regional price parity into three components — goods, services, and rents — reweighted to the BEA's national consumption basket. Indiana's overall index of 92.1 reflects rents 71.3, services 84.7, and goods 95.6.
Is Indiana a 'real-wage arbitrage' state for MAs?
Yes — the BEA RPP of 92.1 is below the national 100 baseline, so nominal $42,390 stretches to a real-wage equivalent of $46,028. The take-home advantage versus a higher-RPP state is meaningful for MAs comparing offers across regions.
Does CMA / RMA certification raise medical assistant pay in Indiana?
BLS does not split certified from uncertified medical assistants under SOC 31-9092. In Indiana, AAMA-certified Medical Assistant (CMA) and AMT Registered Medical Assistant (RMA) credentials typically command a 5-15% pay premium versus uncertified MAs at comparable experience. The premium is concentrated in larger health systems and specialty clinics with formal MA tier structures; smaller primary-care practices in Indiana often pay similarly regardless of certification. Phlebotomy, EKG, and limited-X-ray endorsements add additional 3-8% premiums where state scope permits.
Is the medical assistant role still a viable RN-bridge path in Indiana?
MA → RN remains a common pathway in Indiana. The financial logic: an MA earning at the Indiana BLS median while completing an associate-degree RN program (typically 2 years post-prerequisites, $5K-$25K tuition at community college) sees an average BLS-reported wage roughly 2-2.5× higher post-licensure. BSN-direct programs ($40K-$120K) extend payback timeline but open hospital and management tracks. Many Indiana health systems offer tuition support or ladder programs that effectively eliminate program cost — making the MA-to-RN economic transition substantially more favorable than the headline tuition implies.

Sources & methodology

  • U.S. Bureau of Labor Statistics — Occupational Employment and Wage Statistics (OES), SOC 31-9092, 2024 reference period.
  • U.S. Bureau of Economic Analysis — Regional Price Parities, 2023 vintage (all-items, goods, services, rents).
  • Real-wage figures = nominal BLS wage ÷ (state RPP / 100).
  • See the methodology page for full computation details and limitations.

Cross-comparison: see how Indiana MA pay ranks against the other 254 state × occupation pages on the Real Wage Atlas → — four-way ranking by real wage, after-tax take-home, state-tax savings, and cost-of-living arbitrage.