Medical Assistant · Maryland · SOC 31-9092
Medical Assistants in Maryland: 2026 Salary, Real Wage, and Cost-Adjusted Pay
BLS Occupational Employment and Wage Statistics, 2024 reference period · BEA Regional Price Parity 2023 vintage · Last synced 2026-05-07.
TL;DR
- Headline MA pay in Maryland is $45,060. Real take-home, after the state's cost-of-living index, lands at $43,078.
- MA ranking: #22 on the BLS table, #32 once cost of living is in.
- Cost of living tracks roughly with the national index, so nominal and real wages stay close.
- BLS percentile breakdown: P10 $37,040 · P25 $39,120 · P75 $47,730 · P90 $55,500.
Wage breakdown — Maryland
| Percentile | Nominal (BLS) | Real (BEA RPP-adjusted) |
|---|---|---|
| P10 (entry tier) | $37,040 | $35,410 |
| P25 (lower quartile) | $39,120 | $37,399 |
| P50 (median) | $45,060 | $43,078 |
| P75 (upper quartile) | $47,730 | $45,630 |
| P90 (top tier) | $55,500 | $53,058 |
| Mean | $45,260 | $43,269 |
| Employment | 14,700 MAs in Maryland | |
Cost of living — BEA Regional Price Parity
| Component | Maryland index (US = 100) |
|---|---|
| All-items RPP | 104.6 |
| Goods | 103.2 |
| Services | 108.7 |
| Rents | 119.9 |
Maryland's overall RPP (104.6) is close to the national 100 baseline; nominal and real wage move roughly together.
After-tax take-home — Maryland (2024 BLS · 2024 tax year, single filer)
Layer-by-layer take-home math at the BLS median
| Layer | Amount | Note |
|---|---|---|
| Gross BLS P50 (MA) | $45,060 | nominal median |
| Federal income tax | −$3,269 | 7.3% effective; std deduction $15,750 applied |
| State income tax | −$1,967 | 2–5.75% (graduated, +county piggyback 2.25–3.2%) |
| FICA (SS 6.2% + Medicare 1.45%) | −$3,447 | SS capped at $183,600 wage base |
| Take-home (after-tax) | $36,377 | 80.7% of gross |
| Real take-home (RPP-adjusted) | $34,777 | ÷ (104.6 / 100) BEA cost-of-living |
What the Maryland state-tax burden means for MA take-home
Mid-band state-tax burden at 4.4% effective. Combined with federal and FICA, take-home is $36,377 (80.7% of gross). After the 104.6 RPP, real take-home is $34,777. Local-tax overlay: Maryland counties piggyback 2.25–3.2% on state liability — Baltimore City and Howard / Montgomery / PG counties at the top of the range.
Computed from 2026 IRS federal brackets (Rev. Proc. 2025-32), 2026 state DOR brackets, and 2026 FICA rates. Single filer, standard deduction, no other adjustments. See methodology · tax for limitations (married filers, ITM/SALT itemizers, retirement deferrals, HSA, dependent credits, etc.).
National context
Across the United States, BLS reports a national median of $44,200 for MAs with mean pay of $44,720 and total employment of 793,460. Maryland sits at #22 on nominal pay and #32 on real (cost-adjusted) pay among the 51 states and DC. After cost adjustment, Maryland falls 10 positions — the cost premium eats into the headline wage.
Frequently asked questions
- How much does an MA make in Maryland?
- BLS reports a median annual wage of $45,060 for MAs in Maryland as of the latest OES release. That is the 50th-percentile figure — half earn more, half earn less. The 25th-percentile is $39,120 and the 75th-percentile is $47,730.
- What does the top of the MA pay scale look like in Maryland?
- The 90th percentile lands at $55,500. That tier typically reflects senior roles, specialty certifications, high-cost-of-living metros within the state, or union-negotiated rate cards. Below that, the P75 quartile is $47,730.
- Where does Maryland rank for MA pay?
- On nominal BLS wages alone, Maryland ranks among the 51 states and DC by median pay. After the BEA cost-of-living adjustment the ordering changes — high-cost states fall, low-cost states rise. Both rankings are shown in the data table on this page.
- How wide is the wage spread in Maryland?
- P10 to P90 spans $37,040 to $55,500. That spread captures entry-level to top-quartile pay, including specialty differentials and metro-area variance within the state.
- Is Maryland a 'real-wage arbitrage' state for MAs?
- No — Maryland's RPP is close to the national 100 baseline, so nominal and real wages move roughly together. Neither an arbitrage nor a penalty state.
- Does CMA / RMA certification raise medical assistant pay in Maryland?
- BLS does not split certified from uncertified medical assistants under SOC 31-9092. In Maryland, AAMA-certified Medical Assistant (CMA) and AMT Registered Medical Assistant (RMA) credentials typically command a 5-15% pay premium versus uncertified MAs at comparable experience. The premium is concentrated in larger health systems and specialty clinics with formal MA tier structures; smaller primary-care practices in Maryland often pay similarly regardless of certification. Phlebotomy, EKG, and limited-X-ray endorsements add additional 3-8% premiums where state scope permits.
- Is the medical assistant role still a viable RN-bridge path in Maryland?
- MA → RN remains a common pathway in Maryland. The financial logic: an MA earning at the Maryland BLS median while completing an associate-degree RN program (typically 2 years post-prerequisites, $5K-$25K tuition at community college) sees an average BLS-reported wage roughly 2-2.5× higher post-licensure. BSN-direct programs ($40K-$120K) extend payback timeline but open hospital and management tracks. Many Maryland health systems offer tuition support or ladder programs that effectively eliminate program cost — making the MA-to-RN economic transition substantially more favorable than the headline tuition implies.
Sources & methodology
- U.S. Bureau of Labor Statistics — Occupational Employment and Wage Statistics (OES), SOC 31-9092, 2024 reference period.
- U.S. Bureau of Economic Analysis — Regional Price Parities, 2023 vintage (all-items, goods, services, rents).
- Real-wage figures = nominal BLS wage ÷ (state RPP / 100).
- See the methodology page for full computation details and limitations.
Cross-comparison: see how Maryland MA pay ranks against the other 254 state × occupation pages on the Real Wage Atlas → — four-way ranking by real wage, after-tax take-home, state-tax savings, and cost-of-living arbitrage.