Medical Assistant · Tennessee · SOC 31-9092
Medical Assistant Salary in Tennessee (2026)
BLS Occupational Employment and Wage Statistics, 2024 reference period · BEA Regional Price Parity 2023 vintage · Last synced 2026-05-07.
TL;DR
- Medical Assistants in Tennessee earn a BLS median of $38,150, with real take-home of $41,425 after BEA RPP adjustment.
- Below-100 RPP flips this state above its nominal rank in real-wage terms; the gap is about $3,275.
- Quartile range $35,920 (bottom 25%) to $44,140 (top 25%); the P10-P90 envelope is $32,180 to $48,080.
- On a real-wage basis, this state sits at #43 of 51; nominal rank is #45.
Wage breakdown — Tennessee
| Percentile | Nominal (BLS) | Real (BEA RPP-adjusted) |
|---|---|---|
| P10 (entry tier) | $32,180 | $34,943 |
| P25 (lower quartile) | $35,920 | $39,004 |
| P50 (median) | $38,150 | $41,425 |
| P75 (upper quartile) | $44,140 | $47,929 |
| P90 (top tier) | $48,080 | $52,208 |
| Mean | $40,070 | $43,510 |
| Employment | 19,940 MAs in Tennessee | |
Cost of living — BEA Regional Price Parity
| Component | Tennessee index (US = 100) |
|---|---|
| All-items RPP | 92.1 |
| Goods | 94.3 |
| Services | 76.4 |
| Rents | 77.9 |
Tennessee sits below the national baseline (RPP 92.1), so nominal pay translates to a higher real wage than the BLS median suggests — particularly visible in rents at 77.9.
After-tax take-home — Tennessee (2024 BLS · 2024 tax year, single filer)
Layer-by-layer take-home math at the BLS median
| Layer | Amount | Note |
|---|---|---|
| Gross BLS P50 (MA) | $38,150 | nominal median |
| Federal income tax | −$2,440 | 6.4% effective; std deduction $15,750 applied |
| State income tax | $0 | no state income tax (Hall tax repealed 2021) |
| FICA (SS 6.2% + Medicare 1.45%) | −$2,918 | SS capped at $183,600 wage base |
| Take-home (after-tax) | $32,792 | 86.0% of gross |
| Real take-home (RPP-adjusted) | $35,607 | ÷ (92.1 / 100) BEA cost-of-living |
What the Tennessee state-tax burden means for MA take-home
Tennessee levies no state income tax on wages, which is worth roughly $1,908 a year for a MA at the BLS median compared with the national-average state burden (≈5%). After the favorable cost of living, real take-home is $35,607 — higher than the nominal after-tax figure because RPP is below 100.
Computed from 2026 IRS federal brackets (Rev. Proc. 2025-32), 2026 state DOR brackets, and 2026 FICA rates. Single filer, standard deduction, no other adjustments. See methodology · tax for limitations (married filers, ITM/SALT itemizers, retirement deferrals, HSA, dependent credits, etc.).
National context
Across the United States, BLS reports a national median of $44,200 for MAs with mean pay of $44,720 and total employment of 793,460. Tennessee sits at #45 on nominal pay and #43 on real (cost-adjusted) pay among the 51 states and DC. After cost adjustment, Tennessee climbs 2 positions — the cost of living is favorable relative to the wage.
Frequently asked questions
- How much does an MA make in Tennessee?
- BLS reports a median annual wage of $38,150 for MAs in Tennessee as of the latest OES release. That is the 50th-percentile figure — half earn more, half earn less. The 25th-percentile is $35,920 and the 75th-percentile is $44,140.
- How are Tennessee MA salaries calculated on this page?
- Nominal wages come from BLS Occupational Employment and Wage Statistics (OES) — annual employer surveys, May 2026 reference period. Real-wage figures use BEA Regional Price Parities (2023 vintage) to adjust for state-level cost of living. No self-report or jobs-board data is mixed in.
- Where does Tennessee rank for MA pay?
- On nominal BLS wages alone, Tennessee ranks among the 51 states and DC by median pay. After the BEA cost-of-living adjustment the ordering changes — high-cost states fall, low-cost states rise. Both rankings are shown in the data table on this page.
- How wide is the wage spread in Tennessee?
- P10 to P90 spans $32,180 to $48,080. That spread captures entry-level to top-quartile pay, including specialty differentials and metro-area variance within the state.
- Should I negotiate based on the BLS median for Tennessee?
- The BLS median is a calibration anchor, not a ceiling. Use it to validate that an offer is in-band — anything well below the P25 in this state is a flag, anything above the P75 typically requires demonstrable specialty depth, niche credentials, or a high-COL metro within Tennessee.
- Does CMA / RMA certification raise medical assistant pay in Tennessee?
- BLS does not split certified from uncertified medical assistants under SOC 31-9092. In Tennessee, AAMA-certified Medical Assistant (CMA) and AMT Registered Medical Assistant (RMA) credentials typically command a 5-15% pay premium versus uncertified MAs at comparable experience. The premium is concentrated in larger health systems and specialty clinics with formal MA tier structures; smaller primary-care practices in Tennessee often pay similarly regardless of certification. Phlebotomy, EKG, and limited-X-ray endorsements add additional 3-8% premiums where state scope permits.
- Specialty MA pay (cardiology / dermatology / ortho) vs primary care in Tennessee?
- BLS aggregates all medical assistants under one SOC. In Tennessee, specialty practice MAs — particularly in dermatology, cardiology, orthopedics, and ophthalmology — typically earn 10-20% above primary-care MA pay, reflecting tighter procedural support requirements and longer training ramps. Surgical specialty MAs assisting in office-based procedures (skin biopsies, in-office injections, vascular ultrasound assist) sit at the top of the BLS band in Tennessee. Federally Qualified Health Centers (FQHCs) and community-health clinics in Tennessee typically pay below BLS median but offer PSLF eligibility and stronger benefits.
Sources & methodology
- U.S. Bureau of Labor Statistics — Occupational Employment and Wage Statistics (OES), SOC 31-9092, 2024 reference period.
- U.S. Bureau of Economic Analysis — Regional Price Parities, 2023 vintage (all-items, goods, services, rents).
- Real-wage figures = nominal BLS wage ÷ (state RPP / 100).
- See the methodology page for full computation details and limitations.
Cross-comparison: see how Tennessee MA pay ranks against the other 254 state × occupation pages on the Real Wage Atlas → — four-way ranking by real wage, after-tax take-home, state-tax savings, and cost-of-living arbitrage.